What are the responsibilities and job description for the Loan Assistant position at EverTrust Bank?
EverTrust Bank is seeking a Loan Assistant to join our team!
About the position:
The Loan Assistant will be responsible for assisting the Loan Manager and other loan staff in the loan process. This person will be responsible for assisting in the loan application and underwriting process, including verifying all information provided by the borrower, reviewing the loan documentation, and communicating with the borrower throughout the loan process. The Loan Assistant will also be responsible for maintaining accurate records of all documents submitted to the lender and assisting in resolving any issues that arise during the loan process.
Essential duties and responsibilities:
1. Financial Spread (business and personal)
2. Monitor reporting and financial covenants for existing customers
3. Understanding our loan policy and keeping up with Bank compliance
4. Coordinate with team members for all 3rd party due diligence
5. Contact customer to request relevant information and accurately relaying customers’ question and concerns.
6. Provide analysis based on information provided.
7. Prepare annual review/credit memo/disbursements.
Requirements:
·Bachelor’s degree preferred.
·Minimum of 1 year experience in a commercial banking setting preferred.
Job Type: Full-time
Pay: From $45,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Schedule:
- Monday to Friday
Education:
- High school or equivalent (Required)
Experience:
- Commercial Lending: 1 year (Preferred)
Language:
- Mandarin (Required)
Work Location: In person
Salary : $45,000