What are the responsibilities and job description for the Retail Service Manager I - Coddingtown position at Exchange Bank?
This position is scheduled 40 hours per week, 8:30 to 5:30 Monday through Friday. The schedule is subject to change based on the business needs of the Bank.
POSITION SUMMARY:
The Retail Service Manager is responsible for balancing customer needs, leading sales efforts, ensuring regulatory requirements are met and guaranteeing sound operational practices are followed. The Retail Service Manager leads their team to deliver a superior customer experience and is the primary resource for operational leadership and knowledge.
ESSENTIAL FUNCTIONS:
- Operations Leadership:
• Demonstrate sound decision making by approving exception items and
transactions; through the review of overdrawn accounts and determination
on whether or not to pay items; and by identifying when situations require
escalation or knowledge from an outside resource, and how to effectively
access that resource to ensure a superior customer experience.
• Lead daily operational tasks ensuring compliance and risk mitigation;
ensure operational tasks occur within required time frames including
routine guide, payroll approvals, and callback.
• Process and audit bank transaction activities, including daily overdrafts,
vault/counting cash, night drop, ATM procedures and certifications.
• Act as an escalation point and resource for more navigating more complex
customer transactions and issues.
• Audit, correct, and update records, files authorizations, etc. held at branch.
• Cross-train employees on various positions and tasks within the branch.
• Provide input on recruitment, selection, training, and performance feedback
for employees.
• In partnership with Branch Manager, set the tone regarding goals and
expectations for the branch team. Frequently communicate the Bank’s
strategic direction, goals, products, and programs to team and help them
connect their work to the Bank’s results. - Customer Experience:
• Perform Relationship Banker duties as needed to ensure an optimum customer experience. - Sales:
• Provide leadership and support of sales efforts through one-on-one
coaching, branch huddles, and brainstorming creative solutions to
customer needs.
• Demonstrate and assist management to lead branch to grow the business
following the Relationship Banker Model including making a connection,
discovering needs, sharing recommendations and growing relationships.
• Determine financial needs of customers and offer appropriate products.
• Identify cross-sell opportunities by profiling customers with open-ended
questions. Refer customers to other Bank partners for additional products. - Non-Essential Functions:
• Perform other duties as assigned.
SUPERVISORY RESPONSIBILITIES:
The Retail Service Manger I is a Team Lead that is often the technical expert, provides guidance and instruction to a group. May delegate work
and oversee progress toward a goal. Often serves as a mentor for the team. May participate in but is not
typically accountable for hiring decisions, performance management, or salary administration.
Knowledge, Skills and Abilities:
- Thorough knowledge of equity and non-equity consumer loans including lending requirements, loan
process, and related software products. - Knowledge of all banking systems.
- Knowledge of business and consumer products and services and ability to refer.
- Knowledge of teller and new accounts operations.
- Knowledge of State and Federal banking regulations.
- Skills operating a personal computer including word processing, spreadsheet, presentation and banking
software. - Ability to attend early morning and after hour meetings and events.
Management Competencies:
- Coaching: Helps staff to discover and leverage their strengths, recognize obstacles to success, and
identify a course of action to help them maximize performance; provides development opportunities and
support through ongoing training and feedback; acts as a role model. - Motivating Others: Creates a climate in which people want to do their best and feel their work is
important; inspires and empowers others; foster open dialogue; shares wins and successes; invites input
from each person; values diversity; uses rewards and recognition to engage and retain employees.
General Business Competencies:
- Decisiveness / Decision Making: Makes decisions authoritatively and wisely after adequately
contemplating various available courses of action; considers alternative actions, resources, and
constraints, and appropriately balances needs and desires before selecting method for accomplishing
task or project. - Problem Solving: Develops actionable recommendations based on an understanding of trade-offs.
commits to action after identifying alternative methods that are based on logical assumptions and
information; takes into consideration resources, constraints, organizational values, and changing
environments. - Product Knowledge: Demonstrates a working knowledge of the features and benefits of the products and services offered and understands how those features benefit customers.
- Sales: Understands the steps necessary to identify potential customers and secure agreement with
customer for service; meets or exceeds sales targets by applying the sales process in a variety of selling
situations and to a variety of customers. - Verbal Communication: Expresses ideas effectively in individual and group situations adjusting style and
methods to meet the specific needs of the audience; attentively listens to others to gather data and
paraphrase meaning to verify understanding.
Licenses and Certifications:
- National Mortgage Licensing System (NMLS) registration in accordance with the terms of the Safe Act of 2008 required.
- Valid California Driver's License required.
Physical Requirements:
Ability to stand, bend, stoop, sit, walk, twist and turn. Ability to lift up to 15 pounds
occasionally. Indoor office work environment with a majority of time spent standing and/or sitting
alternatively at a desk or teller window. The employee must be able to work schedules that meet the
needs of the business, which may include early morning, evening and/or weekend hours
Education and Experience:
A combination of education and experience equivalent to an associate’s degree in business administration or related field; and knowledge typically gained through a minimum of two years progressively responsible experience in branch operations.
Compensation
The hiring range for this position is $23.36 to $28.12 per hour. The compensation offered will fall within this range commensurate with the candidate's applicable experience, education and skills.
Salary : $23 - $28