What are the responsibilities and job description for the Credit Risk Strategy Manager, Analytics position at EXL?
Location: Wilmington, DE or Philadelphia, PA
WFH/Hybrid: Hybrid with 2 days in office
Job Description:
A successful candidate would work as an EXL Senior Manager/Engagement Manager with a leading US Financial Services Organization on an unsecured lending portfolio. The job will require the consultant to work on:
- Support tactical & strategic risk analytics initiatives for US based banks’ Risk team
- Develop risk policy for Point of Sale (POS) lending, Buy-now-pay-later (BNPL), and Credit Card solutions
- Design A/B testing frameworks with Design of Experiments (DOE) methodology to optimize risk management programs
- Policy analytics to make sure correct customer segments are targeted and acquired
- Recommend changes to business strategy and risk management policies
- Build reporting/BI frameworks for Risk teams within the organization
- Evaluate effectiveness of current policies & strategies, manage the monthly dashboards and ad-hoc analysis, analyze tests & performance related to funnel performance, portfolio verification performance and post issuance loan performance
- Clearly communicate analysis as presentations to technical & non-technical groups
- Develop and maintain effective working relationships with colleagues in other areas of Risk Management.
- Summarize analytical findings into presentations and share analysis & reports with senior leadership.
- Maintain a high degree of technical and policy understanding with respect to credit risk.
- Manage assigned projects in a timely manner, ensuring accuracy and that deliverables are met.
- Train, coach and develop team members
- Lead team across geographies to drive client outcomes
Qualifications:
- 6 years of experience in Analytics and Decision Science for Project Manager, 8-10 years of experience in analytics and Data Science for Engagement Manager
- Risk Analytics experience in any/multiple: Cards or Lending Risk Strategy, Portfolio analytics, Acquisition and Line Management, Policy audit and analytics, Reporting/Dash-boarding, Performance tracking (should have a knowledge of risk concepts like delinquencies, pre-payments, loss curves etc.), Product Analytics, Risk Forecasting
- Ability to write and create decks to drive senior client communication, present recommendations
- Past experience in problem solving roles, strategic initiatives etc.
- 5 years experience in Banking Domain
- Experienced with leading a team of analysts and senior stakeholders
- Past experience of working with SQL, SAS/Python, Excel in analyst or manager roles
- Educational Background: Bachelors or MS in Engineering, Mathematics, Physics, Finance, Quantitative fields preferred
Salary : $130,000 - $170,000
