What are the responsibilities and job description for the Mortgage Loan Originator North Carolina position at Exponential Mortgage, Inc?
Overview:
Exponential Mortgage is one of the fastest moving mortgage Lenders. We are currently seeking candidates to be a part of an empowering corporate culture and entrepreneurial management team. Qualified candidates will have the desire to excel both financially and professionally with a company that has set the standard of excellence in the industry.
Exponential Mortgage is committed to hiring dynamic, self-motivated, positive sales professionals looking to help transform the loan industry. In this role, you will be responsible for guiding clients through the mortgage application process, providing expert advice on loan options, and ensuring compliance with all relevant regulations. The ideal candidate will have a strong background in financial services, excellent communication skills, and a commitment to delivering exceptional customer service.
Exponential mortgage offers competitive pricing, an array of products and experienced management by your side to effectively compete for your business.
This position is 100% commission pay.
Responsibilities:
- Handling loan inquiries to evaluate credit worthiness of borrower using credit, income and collateral.
- Assess client financial situations and recommend suitable mortgage products.
- Providing benefits to the borrower that will assist them in making decisions that are in their best interest.
- Determine various programs and guidelines, including NON-QM loans.
- Disclose proper forms and documentation
- Working with Realtors, Title and Escrow companies to close transactions.
- Obtain commitment from borrower to proceed with Exponential Mortgage
- Manage the loan origination process from application through closing, ensuring all documentation is complete and accurate.
- Collaborate with underwriters, processors, and others to facilitate smooth transactions.
- Stay informed with industry trends, FNMA guidelines, and Fair Housing regulations to provide clients with up-to-date information.
- Maintain strong relationships, realtors, builders, and other referral sources to generate new business opportunities.
Requirements Include:
- Active NMLS License
- Minimum of 1 year of loan origination experience.
- Must have strong verbal communication and presentation skills
- Must be team oriented
- Basic computer skills
- Ability to maintain a high volume of production multitask
- Good listening and comprehension skills
- Outgoing upbeat personality
Job Type: Full-time
Pay: $50,000.00 - $150,000.00 per year
Benefits:
- Dental insurance
- Flexible schedule
- Health insurance
- Paid time off
- Vision insurance
- Work from home
Compensation Package:
- Commission only
Schedule:
- Monday to Friday
Application Question(s):
- What is your Active NMLS number?
Experience:
- Loan origination: 1 year (Required)
Ability to Relocate:
- Charlotte, NC 28203: Relocate before starting work (Required)
Work Location: In person
Salary : $50,000 - $150,000