What are the responsibilities and job description for the Title Examiner position at Express Title Search?
Company Description
Express Title Search is a leading provider of fast and efficient title search services. Our online platform caters to professionals in the real estate, legal, and financial industries, offering quick and accurate results for property title research.
Role Description
This is a contractor remote role for a Title Examiner/Researcher. The Title Examiner will be responsible for conducting title searches, reviewing chain of title, identifying liens, and examining deeds.
Key Responsibilities:
1. Title Search:
• Research public records (e.g., deeds, mortgages, court documents) at county offices, online databases, or archives to trace the property’s ownership history.
• Identify the current owner and confirm the chain of title (how ownership transferred over time).
2. Identify Issues:
• Check for encumbrances like liens (tax, mortgage, or mechanic’s liens), easements, or restrictions that could affect the property’s title.
• Look for legal disputes, bankruptcies, or probate issues tied to the property.
3. Verify Legal Status:
• Ensure the title is “clear” (free of unresolved claims) and marketable for sale or financing.
• Confirm property boundaries and descriptions match official records.
4. Prepare Reports:
• Compile findings into a title report or abstract of title, summarizing the property’s status for buyers, lenders, or title insurance companies.
• Highlight any “clouds” on the title (issues that need resolving) and suggest corrective actions.
Required Skills:
• Attention to Detail: Spotting small errors in complex records is key.
• Research Skills: Familiarity with property records, legal documents, and sometimes historical data.
• Tech Proficiency: Using databases, GIS systems, and county/municipal websites.