What are the responsibilities and job description for the Residential Mortgage Lending Processor position at F&M Trust?
F&M Trust is seeking a Mortgage Processor for our growing Mortgage Department that continues to expand our footprint. The team member will have their home office located in either Chambersburg, PA or Camp Hill, PA. Please continue reading if working for a community bank that is invested in your community is important to you.
LOCATION
This position will be based in our Corporate Headquarters in Chambersburg, PA. This is not a full-time remote position. A hybrid working arrangement is available after a satisfactory introductory period and successful demonstration of key accountabilities.
WHAT SETS US APART?
F&M is a true community bank. We are a community-based lender committed to our hometowns with over 115 years of history. We will still be lending in our communities after the refinance phase fades and national (online) lending institutions pull back on lending and reduce headcount. We don't have that feeling of "just being an employee number" and instead offer that workplace connection atmosphere with the long-term stability and fulfilling career potential.
ABOUT THE ROLE
Our Mortgage Processors have a wide variety of responsibilities that they work through on an on-going basis. As a processor you'll be handling a pipeline of mortgage files which involves collecting, inputting, and analyzing information for loan packages, ordering necessary evaluations, preparing and communicating disclosures to customers, preparing documents for a variety of stakeholders, and more. Communication between yourself and homebuyers, real estate agents, title companies, and other internal teammates will be a daily occurrence. At the end of the day, you're fulfilled knowing that you were a key piece in fulfilling dreams of homeownership. Whether you're helping first-time homebuyers, your neighbors, a family on your child's sports team, or another family in your community, you are pivotal in helping them through the, or one of the, biggest purchases in their life.
For an experienced mortgage processor (or comparable experience working with mortgages) we have a more senior role that would be accompanied by a competitive salary commensurate with industry experience.
For someone inexperienced with residential mortgages, there might still be an opportunity to join the Mortgage Department in this role if you have the right skills and abilities. The mortgage industry proves to be ever-evolving, so to be successful a candidate must show great aptitude to learn new information and be open and flexible to the evolving regulations and customer needs. In addition, one must meet the minimum qualifications below.
MINIMUM QUALIFICATIONS
- High School Diploma or GED
- Excellent communicator, both written and verbal
- Strong organization skills and ability to multi-task
- Attentive to details
- Strong math skills with high degree of accuracy
- Proficient in Word and Excel and able to learn mortgage software
- Aptitude and desire to learn internal policies and procedures and government loan programs
If this is something that raises any interest and you have the minimum qualifications and drive to excel in a fast-paced role, we encourage you to complete an employment application. We'll be in contact with the most qualified applicants who meet our hiring criteria in the upcoming weeks to get interviews started.
COMPARABLE JOB TITLES:
Here at F&M we call this position a Residential Mortgage Lending Processor, but to help the title resonate with you, other employers may title the position a loan closer, mortgage loan assistant, mortgage opener, mortgage post-closer, mortgage processor, mortgage setup, mortgage underwriter, and residential mortgage underwriter.
F&M Trust is an Equal Opportunity Employer - M/F/Disability/Vet/SO
*F&M Trust is looking to hire a single Residential Mortgage Lending Processor. On our job board you'll notice that there are two separate postings for this one opportunity because the permanent office location of this position is dependent upon where the successful candidate resides and their level of experience. Ultimately, the home office will be located in either Chambersburg, PA or Camp Hill, PA.
