What are the responsibilities and job description for the Loan Review Analyst position at F.N.B. Corporation?
Primary Office Location:
626 Washington Place. Pittsburgh, Pennsylvania. 15219.
Join our team. Make a difference - for us and for your future.
Position Title: Loan Review Analyst 1
Business Unit: Loan Review
Reports To: Manager of Loan Review
Position Overview
This position is primarily responsible for reviewing non-complex loan relationships to evaluate the accuracy of loan risk ratings, to assess the financial condition of the borrower and guarantors and to determine compliance with lending policies and procedures.
Primary Responsibilities
Evaluates credit worthiness on loans assigned by the Manager of Loan Review to verify accuracy of Loan Risk Ratings by reviewing financial statements of borrowers and guarantors and independently determining the strength of repayment sources. Reviews file to determine adequacy of credit monitoring, credit analysis, new loan underwriting and handling of problems loans.
Completes automated linesheets addressing support for risk rating and identifying weaknesses and negative trends that warrant correction.
Verifies compliance with laws and regulations issued by governing agencies.
Performs various duties and responsibilities, as assigned, including assisting with policy manual updates and various lender training such as compliance, insurance or policies, maintaining file logs for files received and sent during loan review and researching and completing monthly and quarterly asset quality and risk management graphs and reports.
Performs other related duties as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:
BA or BS
Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:
3
Skills Required to Perform the Primary Responsibilities of this Position:
Excellent organizational, analytical and interpersonal skills
Detail-oriented
Excellent communication skills, both written and verbal
Excellent customer service skills
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Basic Level
MS PowerPoint - Basic Level
Knowledge of Access, the Internet, Impromptu and Baker Hill and position-related bank policies, procedures, and government regulations. Knowledge of accounting and tax laws
Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:
N/A
Physical Requirements Or Work Conditions Beyond Traditional Office Work
N/A
Equal Employment Opportunity (EEO)
It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace.
626 Washington Place. Pittsburgh, Pennsylvania. 15219.
Join our team. Make a difference - for us and for your future.
Position Title: Loan Review Analyst 1
Business Unit: Loan Review
Reports To: Manager of Loan Review
Position Overview
This position is primarily responsible for reviewing non-complex loan relationships to evaluate the accuracy of loan risk ratings, to assess the financial condition of the borrower and guarantors and to determine compliance with lending policies and procedures.
Primary Responsibilities
Evaluates credit worthiness on loans assigned by the Manager of Loan Review to verify accuracy of Loan Risk Ratings by reviewing financial statements of borrowers and guarantors and independently determining the strength of repayment sources. Reviews file to determine adequacy of credit monitoring, credit analysis, new loan underwriting and handling of problems loans.
Completes automated linesheets addressing support for risk rating and identifying weaknesses and negative trends that warrant correction.
Verifies compliance with laws and regulations issued by governing agencies.
Performs various duties and responsibilities, as assigned, including assisting with policy manual updates and various lender training such as compliance, insurance or policies, maintaining file logs for files received and sent during loan review and researching and completing monthly and quarterly asset quality and risk management graphs and reports.
Performs other related duties as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:
BA or BS
Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:
3
Skills Required to Perform the Primary Responsibilities of this Position:
Excellent organizational, analytical and interpersonal skills
Detail-oriented
Excellent communication skills, both written and verbal
Excellent customer service skills
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Basic Level
MS PowerPoint - Basic Level
Knowledge of Access, the Internet, Impromptu and Baker Hill and position-related bank policies, procedures, and government regulations. Knowledge of accounting and tax laws
Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:
N/A
Physical Requirements Or Work Conditions Beyond Traditional Office Work
N/A
Equal Employment Opportunity (EEO)
It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace.
