What are the responsibilities and job description for the Portfolio Manager 2 - Small Business Banking position at F.N.B. Corporation?
Primary Office Location:
626 Washington Place. Pittsburgh, Pennsylvania. 15219.
Join our team. Make a difference - for us and for your future.
Position Title: Portfolio Manager 2 - Small Business Banking
Business Unit: Small Business Banking
Reports to: Portfolio Management Manager - Small Business Banking
Position Overview
This position is primarily responsible for monitoring asset quality and assisting with the administrative functions of an assigned Small Business Banking portfolio of relationships. The position assists in the management and development of intermediary business relationships with existing and potential clients. Working to mitigate risk and grow revenue for FNB, while providing the highest quality of service to every customer The incumbent assist in the credit training and development of the Retail small business team, participates in opportunities as warranted or required.
Primary Responsibilities
Monitors the asset quality and administrative functions of each assigned portfolio relationship.
Manages the frontline annual review process for all small business loans subject to risk rating review. Manage renewal and maturing lines and loans in the portfolio. This function encompasses the monitoring of the timing of reviews, information gathering and appropriate analysis.
Coordinates other portfolio administration activities in conjunction with the sales teams to gather and monitor data and follow up as appropriate to ensure all delinquencies, documentation exceptions, KYC exceptions and beneficial ownership exceptions are maintained within established tolerances.
Assists as required with reporting needs which could include portfolio composition, yield, product and service utilization and attrition statistics. Engages clients and employees to facilitates the cross-sell opportunities of various bank services.
Independently meets with borrowers, prospects and service providers on an as needed basis. Assumes responsibility for managing and expanding assigned relationships. Attends other calls with BDO's and Branch Managers as appropriate.
Assists with the credit or conversation training and development as necessary of the retail small business baking team and acts as a mentor to other portfolio managers and business sales partners.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:
BA or BS
Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:
3
Skills Required to Perform the Primary Responsibilities of this Position:
Detail-oriented
Excellent communication skills, both written and verbal
Excellent customer service skills
Excellent project management skills
Excellent organizational, analytical and interpersonal skills
Ability to work and multi-task in a fast paced environment
MS Excel - Intermediate Level
MS PowerPoint - Basic Level
Experience in a related position
Knowledge and understanding of loan documentation
Formal Commercial credit analysis competency training is preferred
Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:
N/A
Physical Requirements Or Work Conditions Beyond Traditional Office Work
N/A
Equal Employment Opportunity (EEO)
It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace.
626 Washington Place. Pittsburgh, Pennsylvania. 15219.
Join our team. Make a difference - for us and for your future.
Position Title: Portfolio Manager 2 - Small Business Banking
Business Unit: Small Business Banking
Reports to: Portfolio Management Manager - Small Business Banking
Position Overview
This position is primarily responsible for monitoring asset quality and assisting with the administrative functions of an assigned Small Business Banking portfolio of relationships. The position assists in the management and development of intermediary business relationships with existing and potential clients. Working to mitigate risk and grow revenue for FNB, while providing the highest quality of service to every customer The incumbent assist in the credit training and development of the Retail small business team, participates in opportunities as warranted or required.
Primary Responsibilities
Monitors the asset quality and administrative functions of each assigned portfolio relationship.
Manages the frontline annual review process for all small business loans subject to risk rating review. Manage renewal and maturing lines and loans in the portfolio. This function encompasses the monitoring of the timing of reviews, information gathering and appropriate analysis.
Coordinates other portfolio administration activities in conjunction with the sales teams to gather and monitor data and follow up as appropriate to ensure all delinquencies, documentation exceptions, KYC exceptions and beneficial ownership exceptions are maintained within established tolerances.
Assists as required with reporting needs which could include portfolio composition, yield, product and service utilization and attrition statistics. Engages clients and employees to facilitates the cross-sell opportunities of various bank services.
Independently meets with borrowers, prospects and service providers on an as needed basis. Assumes responsibility for managing and expanding assigned relationships. Attends other calls with BDO's and Branch Managers as appropriate.
Assists with the credit or conversation training and development as necessary of the retail small business baking team and acts as a mentor to other portfolio managers and business sales partners.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:
BA or BS
Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:
3
Skills Required to Perform the Primary Responsibilities of this Position:
Detail-oriented
Excellent communication skills, both written and verbal
Excellent customer service skills
Excellent project management skills
Excellent organizational, analytical and interpersonal skills
Ability to work and multi-task in a fast paced environment
MS Excel - Intermediate Level
MS PowerPoint - Basic Level
Experience in a related position
Knowledge and understanding of loan documentation
Formal Commercial credit analysis competency training is preferred
Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:
N/A
Physical Requirements Or Work Conditions Beyond Traditional Office Work
N/A
Equal Employment Opportunity (EEO)
It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace.
