What are the responsibilities and job description for the Credit Analyst position at Farmers National Bank of Griggsville?
Job Overview
We are seeking a detail-oriented and analytical Credit Analyst to join our dynamic team. The ideal candidate will be responsible for evaluating credit data and financial statements of individuals or companies to determine the risk involved in lending money. This role requires strong quantitative analysis skills and a thorough understanding of financial principles, as well as the ability to communicate findings effectively.
Duties
- Analyze credit data and financial statements to assess risk and make informed lending decisions.
- Conduct quantitative analysis and research to support credit evaluations.
- Review mortgage servicing and loan origination processes to ensure compliance with company policies.
- Prepare detailed financial reports that summarize findings and recommendations.
- Perform cash flow analysis to evaluate the financial health of clients.
- Collaborate with other departments to streamline processes and enhance overall efficiency.
Experience
- Experience preferred but not required.
- Proven experience in financial analysis, particularly in credit assessment or related fields.
- Familiarity with financial software tools used for quantitative research and reporting.
- Experience in mortgage servicing or loan origination is preferred but not mandatory.
- Strong portfolio management skills with an emphasis on risk mitigation strategies.
- Excellent written and verbal communication skills for effective report writing and negotiation.
If you are passionate about finance, possess strong analytical skills, and are looking to contribute to a collaborative team environment, we encourage you to apply for this exciting opportunity as a Credit Analyst.
Job Type: Full-time
Pay: Up to $99,999.99 per year
Benefits:
- 401(k)
- 401(k) 4% Match
- Dental insurance
- Flexible spending account
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Schedule:
- 8 hour shift
- Monday to Friday
Ability to Relocate:
- Mount Sterling, IL 62353: Relocate before starting work (Required)
Work Location: In person
Salary : $100,000
