What are the responsibilities and job description for the FCN Bank Mortgage Lender position at FCN Bank?
FCN Bank Mortgage Lender
Department: Residential Loans
Job Status: Full-time
FLSA Status: Exempt
Reports to: Chief Retail Officer
Amount of Travel Required: Local
Positions Supervised: None
Work Schedule: Monday – Friday
Position Summary
FCN Bank is growing, and we are looking for a Mortgage Lender who is prepared to make a difference in the lives of customers. The Mortgage Lender will be responsible for discussing client's needs, recommending the best products, helping customers put together a complete loan package and working with the processing team throughout the loan transaction. The ideal candidate also has experience in secondary market guidelines, Home Equity Lines of Credit, closed end second mortgages and other bank products.
Essential Functions
- Meet with customers to determine their needs and recommend the right loan products to help meet their goals.
- Maintain an active knowledge base of FCN Bank’s products and an understanding of the qualifications required of each applicant.
- Identify and recommend products that meet the customer's needs and the organization's guidelines.
- Review active loan files to determine if any documents are missing or what can be done to help the process along.
- Utilize professional judgement to determine which potential borrowers represent good risk opportunities for the organization.
- Promote and represent the bank with a high level of professionalism through community involvement.
- Cross sells other bank products as well as assures customer satisfaction and Bank profitability.
- Occasionally assist in collection of other loans within their portfolio.
- All other reasonable duties as assigned.
Skills & Abilities
Experience and/or Education:
- Experience in banking or commensurate educational background preferable
- General working knowledge of banking and lending
- Excellent communications and customer service skills
- Strong attention to detail and a mind for numbers
Skills:
- Microsoft Excel, Word, Windows
- Solid math and analytical skill required
FCN Bank N.A. is an equal-opportunity employer.