What are the responsibilities and job description for the Commercial and Construction Loan Administrator position at Fidelity Bank, NA?
Job Overview: The candidate for this position will assist the residential construction and commercial real estate lender's by providing direction and support to administrative lending activities, while monitoring the on-going quality and compliance of loan files to ensure accuracy and compliance.
The candidate for this position will be responsible for:
- Preparing, reviewing and processing commercial and construction loan documentation.
- Ensuring that all closing conditions are met and loans are closed within designated time frames, while maintaining consistent high quality service standards.
- Gathering application materials, ordering credit reports, entering application data, soliciting financial statements and procuring other necessary documents essential for loan approval or closing.
- Following up with customers and tracking applications throughout the process.
- Serving as the point of contact between various bank departments, customers, title companies, inspectors, attorneys, engineers, surveyors and other vendors throughout all financing stages.
- Ensuring document packages meet the needs of customers while adhering to regulatory compliance and loan policy requirements.
- Imaging credit and loan file into Bank's central repository system, and ensuring compliance with banking policy, lending practices and regulatory process statutes.
- Establishing and maintaining loan and credit files on assigned Commercial and Construction borrowers.
- Handling daily support tasks for the Commercial and Construction lending staff
- Compile and distribute daily, weekly, monthly reports and communication for loan officers.
Requirements for the position include:
- A bachelor’s degree in a business related field (may be waived in lieu of experience).
- Excellent oral, written and interpersonal communication skills.
- Basic computer and spreadsheet skills with the ability to analyze and interpret date in order to draw conclusions and make recommendations.
- Overtime may be required based on business needs.
Preferred qualifications for the position include:
- Residential construction and commercial real estate lending experience.
EEO/Veterans/Disabled
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
