What are the responsibilities and job description for the Credit Analyst position at Financial Staffing LLC?
Credit Analyst I - on-site
Credit Analyst III - hybrid
Job Overview
We are seeking a highly skilled and detail-oriented Credit Analyst to join our team. As a Credit Analyst, you will be responsible for providing underwriting for the bank's credit requests and renewals. Your expertise in financial analysis and risk assessment will play a crucial role in determining credit limits and terms for our clients
Responsibilitie
- s : Assess the creditworthiness of loan requests : new, renewed, or prospecti
- veUnderstand how business financial statements correlate and why each is necessary in risk assessme
- ntProvide detailed financial analysis, which includes ratio analysis, trend analysis, and profitability margi
- nsPrepare comprehensive collateral assessments to assess the Bank’s risk exposu
- reCredit risk assessment and potential external factors affecting repayment or the borrower's indust
- ryPrepare concise and objective based Credit Memorandu
- msPrepare other documentation, as required, considered during the credit approval proce
- ssMonitor loan agreements for compliance, report findings to Lending Officers, and prepare exception reports or summari
- esDesign, prepare, and review management reports, including but not limited to documentation exceptions, collateral margins, and other reports deemed necessary to satisfy both internal and regulatory reporting requiremen
- tsAdherence to credit policy and bank underwriting guidelin
esQualification