Loan Supervisor Underwriter

Company Description

FSR is a leading provider of premier talent for credit unions (Direct -Hire) specifically recruiting for the credit union industry.  Our experienced placement professionals have an unparalleled understanding of our client’s business culture and candidate expectations. We expertly match our candidates talent to our clients need for any all staff levels within the credit union organization, from teller to CEO we can make it happen for you.

Job Description

Are you a detail-oriented leader with a passion for lending operations and compliance? As a Loan Supervisor, you'll oversee the day-to-day lending functions at our credit union, ensuring efficiency, compliance, and exceptional service. You'll play a key role in maintaining loan policies, training staff, and keeping operations running smoothly—all while leading a team that makes a real impact in our members’ financial lives.

What You’ll Be Doing:

💡 Leadership & Training:

• Supervise and mentor loan staff of 5 in our Dallas office, fostering a culture of growth and excellence.  
• Serve as primary loan underwriter.

🏦 Loan Management & Compliance:

• Construct and approve loan offers within delegated authority while building a strong performing loan portfolio.
• Ensure all documentation meets legal and regulatory requirements, maintaining efficiency in procedures.
• Conduct credit analysis using automated tools, including cash flow assessments, debt ratio calculations, credit scoring, and collateral valuation.
• Fully document loan decisions in the computer system for accurate record-keeping.

🌟 Member-Focused Service & Sales:

• Provide outstanding service at every member interaction.
• Manage pending loan applications and follow up on approved but unfunded deals promptly.
• Promote and cross-sell insurance products, additional loan options, and deposit products to enhance member value.

📊 Operational Excellence & Compliance:

• Process and balance GAP and Auto Warranty general ledger accounts monthly, ensuring timely vendor payments and handling cancellations.
• Update active Home Loans in ShareTec’s Safe Deposit Box tab for accurate 5-Star Calculation.
• Handle PaymentFreedom loan processing with vendors each month.
• Work with Internal Auditors to ensure loan setups are correct, while guiding staff on reducing errors and improving accuracy.
• Collaborate with the VP of Member Services to ensure timely Call Report submissions.
• Regularly review the Title Tracking Report to confirm the credit union’s lien perfection is completed on time.
• Balance Auto Drafts general ledger accounts monthly.
• Process loan payoffs and conduct monthly line of credit reviews.
• Respond promptly to E-Oscar notifications to maintain credit reporting accuracy.

🕒 Commitment to Excellence:

• Be available as needed—including nights and weekends—to keep the department running efficiently.
• Take on additional duties as assigned by leadership to support operational success.

Qualifications

Experience & Knowledge:

• Prior experience in loan underwriting, loan processing, or financial services.
• Basic understanding of credit analysis, loan policies, and regulatory compliance.
• Experience supervising or mentoring a team preferred.

Additional Information

Compensation:  $70-80K annually

Exceptional Benefits:

• Annual Salary Increases
• COLA Adjustments
• Performance-Based Step Increases
• 100% Employer-Paid Health & Dental for Employees
• 60% Employer-Paid Health Coverage for Dependents
• 401(k) with 2% Employer Contribution Up to 6% Matching
• Generous Vacation Time
• 12 Sick Days Per Year
• And much more...