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Deposit Operations Specialist

FinWise Bank
Salt Lake, UT Full Time
POSTED ON 2/18/2025
AVAILABLE BEFORE 3/14/2025
Job Details

Entry HQ - Murray, UT Full Time $19.75 - $24.00 Hourly

Description

Purpose:

The Deposit Operations Specialist I is primarily focused on the daily operational functions regarding the movement of money for the bank. This includes but is not limited to cross training and showing competency in payment rail processing, lending as a service, banking as a service, and other various deposit operations functions. The Specialist I works in conjunction with the specialist II and III as well as the department manager to fulfill various bank requests.

Tasks

  • Processes payment rail files as applicable – NACHA files, Wires, RTP, Fed Now, RPPS, Visa, Mastercard etc.
  • Assists internal departments and customers with payment rail transactions/inquiries
  • Perform tasks related to lending as a service (i.e. loan funding/servicing), banking as a service (i.e. debit/credit card programs), deposit operations (i.e. account balancing), and the Fed (ACH, Wire, Reporting/Monitoring).
  • Journal entries into DDAs and general ledgers
  • Learn and comply with critical banking regulations
  • Maintains a consistent, minimum quality score
  • Meets KPIs
  • Ensures work is accurate and thorough and that errors are minimized
  • Various ad hoc tasks as the department grows and the bank evolves

Knowledge, Skills And Abilities

  • Problem solving skills
  • Strong organizational, critical thinking and customer service skills
  • Good spreadsheet skills
  • Ability to multitask and manage competing deadlines
  • Ability to work independently and in a team environment
  • Double checks work to ensure accuracy

Qualifications

Required Education / Experience / License:

  • High School Diploma, GED, or equivalent

Preferred Education /Experience / License

  • Bachelor’s degree in finance or similar
  • Accounting reconciliation experience

Minimum Essential Requirements

  • Sit or stand at a computer for long periods of time and look at a computer screen for several hours a day.
  • Work at an assigned FinWise office location.
  • Communicate with others in person, on the phone, virtual meeting and email.
  • Maintain confidentiality.
  • Lift 20 lbs.
  • Maintain regular and punctual attendance.
  • Work overtime as assigned.
  • Travel overnight as required.
  • Work cooperatively with others.
  • Driving during the workday.
  • Comply with all company policies and procedures.

Remote Work Hybrid: Training full time in office, then two days per week WFH

Background checks are required on all bank employees due to the accessibility of Personally Identifiable Private Information.

AAP/EEO Statement

FinWise is an equal opportunity employer and dedicated to diversity and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex, gender, gender identity, sexual orientation, age, marital status, pregnancy status, veteran status, or disability status.

FinWise provides reasonable accommodations to the known disabilities of individuals in compliance with the Americans with Disabilities Act. For accommodation information or if you need special accommodations to complete the application process, please contact the Human Resources Department at (801) 545 - 6041.

Qualified applicants with criminal history and conviction records will be considered in accordance with legal requirements.

Salary : $20 - $24

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