What are the responsibilities and job description for the Commercial Lender position at FIRST BANK AND TRUST COMPANY?
Job Description
Job Description
The First Bank and Trust Company is “The Bank That Puts YOU First”
First Bank and Trust is looking for a Commercial Lender to expand our presence in Morristown, Tennessee. This individual would be responsible for developing and maintaining a high quality and profitable commercial loan portfolio and introducing the First Bank and Trust products and services to prospective clients. If you would like to learn more about this position and career opportunities, then go to www.firstbank.com - Our Company - Careers.
At First Bank and Trust our mission statement is to meet the credit investment and financial services of our community through a diverse array of financial products distributed through accessible locations with exceptional customer service while providing our shareholders with an above average return on their investment while at the same time maintaining employee security and longevity.
If you are a team player, enjoy helping others and have Commercial Lending experience then you should apply for this great opportunity at First Bank and Trust.
ESSENTIAL DUTIES AND RESPONSIBILITIES :
- Develop and maintain a profitable commercial loan portfolio.
- Interview applicants to develop credit and financial information to determine if a loan is an acceptable risk.
- Assists with implementing the bank’s business plan and keeping management apprised of internal resources, market conditions and competitive pressures.
- Consult with customers to provide financial advice and obtain current credit and financial information as needed.
- Identifies and explores business development opportunities within the community.
- Work to attract new loan and business customers.
- Represent the bank in the community to develop business and promote FB&T products and services.
- Prepare and present loan requests to the loan committee for approval.
- Manage loan portfolio relating to maintenance, modifications, and renewals on existing credits.
- Monitors the asset quality of the commercial loan portfolio including authorizing credit and maintaining appropriate underwriting standards.
- Adheres to regulatory compliance, governing documentation, record keeping, origination, collection laws and regulatory reports.
- Cross sells bank products and services.
- Correspond with loan processors, underwriters, and credit analysts.
BENEFITS :
MINIMUM EDUCATION AND EXPERIENCE :
The First Bank and Trust five core values are (1) High Quality Customer Service (2) Motivated Employees (3) Profits (4) Honesty and (5) Enjoyment
First Bank and Trust is an Equal Opportunity Employer EOE / AA / M / F / Disabled / Veteran
