Loan Risk Documentation Specialist

Description

EOE M/F/Vets/Disability Affirmative Action Employer

JOB SUMMARY:  This position is responsible for supporting and adhering to all lending compliance, to include state and federal banking regulations, bank policies, and underwriting. 

ESSENTIAL JOB FUNCTIONS:

• Responsible for addressing and researching inquiries regarding compliance and bank policies as needed
• Responsible for reviewing all loans to ensure compliance and accuracy with the bank’s lending policies as well as federal and state lending regulations
• Responsible for maintaining the loan review checklists as changes of policies, procedures, and compliance regulations occur  
• Responsible for maintaining bank employee loan files, and providing information upon request to designated team members
• Responsible for coordinating efforts with the Lending Trainer to identify areas where additional training may be needed
• Responsible for providing requested loan related information for loan audits and or exams
• Provide back-up for Flood Monitoring
• Provide back-up of the NMLS registry to ensure required personnel are in compliance   
• Provide back-up to the team members of the Loan Risk Department in other related duties as needed including, but not limited to, Beneficial Owners, and HMDA
• Must be able to meet attendance and punctuality standards
• Effectively work and cooperate with supervisors, co-workers and customers
• Follow the direction of the supervisor

ADDITIONAL RESPONSIBILITIES:

• Perform other duties and projects as required by management.

MINIMUM QUALIFICATIONS FOR CONSIDERATION:

• High School Education required and previous banking experience or an equivalent combination of education and experience       
• Previous banking experience in areas of lending or equivalent of education and knowledge preferred
• Proficient computer skills including MS Office applications, 10 key, keyboarding
• Experience in Xperience, Laser Pro, and or Decision Pro preferred
• Strong clerical, administrative and customer service skills required

KNOWLEDGE, SKILLS, AND ABILITIES:

• Capacity to sustain strong attention to detail essential

• Strong verbal and written communication skills
• Strong interpersonal skills: able to work well with a wide range of people
• Strong organizational and time management skills
• Demonstrate dependability through good attendance and adherence to timelines and schedules
• Strong follow through on projects and deliverables
• Strong analytical and problem-solving skills
• Demonstrate resourcefulness and ability to take initiative in development and completion of projects
• Strong sense of customer service

PHYSICAL REQUIREMENTS:

This work is sedentary and requires the following physical activities:

• Sitting for long periods of time; occasional bending, squatting, kneeling, stooping; good finger dexterity and feeling; frequent repetitive motions; talking, hearing, and visual acuity
• Frequent lifting (up to 25 pounds of paper supplies or minor office equipment)

WORKING CONDITIONS:

• Normal office environment

NOTE:  The above statements are intended to describe the general nature and level of work performed by an employee in this position.  These statements are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of employees in this position.