Demo

Mortgage Loan Officer II

First Bank & Trust
Prague, MN Full Time
POSTED ON 1/19/2025
AVAILABLE BEFORE 3/19/2025
Job Description:
This person originates and manages the larger and, in some cases, more complex mortgage loans that meet established lending requirements and criteria, which provide maximum profitability to the bank with a minimum of risk.
Qualifications: This person should have a bachelor’s degree plus a minimum of four years of progressively advanced experience in bank lending or the equivalent. Emphasis is placed on suitable communication skills as well as aptitude for detail.
Principal Responsibilities:
1. Seek, identify, and solicit potential mortgage loan customers, to enhance a sales culture within the Mortgage Lending Department, while maximizing profitability and minimizing risk to the bank.
2. Interview mortgage loan applicants in order to assemble the information needed to make a credit decision as required by Loan Policies and Guidelines, industry standards, and consumer compliance regulations.
3. Determine creditworthiness of applicants by analyzing credit information and appraisals, referring to lending authority as required by Loan Policies and Guidelines and industry standards.
4. Ensure the complete collection of all mortgage loans extended by monitoring past-due reports, assisting the Mortgage Loan Servicing Department on collection efforts, using all legal means as required by Loan Policies and Guidelines.
5. Remain current on industry products and developments, ensuring the bank’s ongoing competitive advantage.
6. Provide ongoing customer service to ensure customer retention and continued cross-selling of other bank products and services.
7. Assist correspondent banks, affiliates, and other FBT banks with originating and closing mortgage loans.
8. Attend all loan meetings as deemed appropriate or directed by the Mortgage Lending Department Manager to participate in decisions that affect ongoing and future operations of the loan function.
9. Provide guidance and assistance to the other Mortgage Department Staff.
10. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
11. Adhere to compliance procedures and participate in required compliance training.
The anticipated hourly range for this role is between $30.55 and $41.24. This range is a good faith estimate for the position. The actual compensation offered to a candidate may differ based on various factors, including the individual’s relevant experience, training, skills, work location, and other considerations. For those in eligible roles, we offer incentive compensation based on individual performance. Furthermore, this role may qualify for a variety of benefits, such as Medical, Dental, and Vision insurance, Health Savings Accounts, 401(k)/ESOP, Paid Time Off, Flexible Work Arrangements, Paid Parental Leave and Student Loan Repayment Assistance. Learn more at
www.bankeasy.com\careers
.
Compensation Grade
Hourly Grade 6
First Bank & Trust is an Equal Opportunity, Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, or status as a protected veteran. Read our complete
Equal Employment Opportunity Policy Statement
. Applicants who would like to request reasonable accommodation to the application or interview process should call Human Resources at 800.843.1552 or email
hr@bankeasy.com
.

Salary : $31 - $41

If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution. Compensation Planning
Enhance your organization's compensation strategy with salary data sets that HR and team managers can use to pay your staff right. Surveys & Data Sets

What is the career path for a Mortgage Loan Officer II?

Sign up to receive alerts about other jobs on the Mortgage Loan Officer II career path by checking the boxes next to the positions that interest you.
Income Estimation: 
$67,231 - $94,401
Income Estimation: 
$95,602 - $134,989
Income Estimation: 
$98,329 - $168,981
Income Estimation: 
$67,231 - $94,401
Income Estimation: 
$95,602 - $134,989
Income Estimation: 
$98,329 - $168,981
Income Estimation: 
$111,411 - $186,512
Income Estimation: 
$137,121 - $273,799
Income Estimation: 
$48,831 - $78,699
Income Estimation: 
$67,231 - $94,401
Income Estimation: 
$58,079 - $86,663
Income Estimation: 
$95,602 - $134,989
Income Estimation: 
$89,036 - $159,038
Income Estimation: 
$98,329 - $168,981
View Core, Job Family, and Industry Job Skills and Competency Data for more than 15,000 Job Titles Skills Library

Job openings at First Bank & Trust

First Bank & Trust
Hired Organization Address Sioux Falls, SD Full Time
Job Description: This role is ideal for individuals with a strong interest in building a career in banking, specifically...
First Bank & Trust
Hired Organization Address Brookings, SD Part Time
Job Description This person is responsible for providing a safe and nurturing environment for children, under the guidan...
First Bank & Trust
Hired Organization Address Lillington, NC Full Time
The First Bank and Trust Company is looking for an experienced Commercial Lender to expand our presence in North Carolin...
First Bank & Trust
Hired Organization Address Abingdon, VA Full Time
Job Description Job Description The First Bank and Trust Company is hiring a Treasury Management Senior Officer to lead,...

Not the job you're looking for? Here are some other Mortgage Loan Officer II jobs in the Prague, MN area that may be a better fit.

Mortgage Loan Officer II

Fishback Financial Corporation, Prague, MN

Mortgage Loan Officer Elite Live Transfer Division

Satori Mortgage (NMLS: 4190), Anoka, MN

AI Assistant is available now!

Feel free to start your new journey!