Consumer Lending Manager

First Capital Federal Credit Union is excited to announce that we have a full-time opening for a Consumer Lending Manager at our Headquarters located in York, PA.

In this dynamic role, the ideal candidate will utilize their experience in consumer lending, underwriting, problem-solving, leadership, and communication to help drive the Credit Union’s loan and service goals for their members. The ideal candidate is performance and customer service driven with sound leadership skills and a strong commitment to the success of their team.

We offer a very competitive benefits package including medical, dental, vision, 401k benefits, and pension, including paid vacation and paid holidays

Organization Description

First Capital Federal Credit Union is a full-service financial institution serving the needs of members throughout York County, Pennsylvania, and the United States. Membership in the Credit Union is open to all employees and their families of companies within our Field of Membership.  Our mission statement is the financial wellbeing of members and dedication to our community come FIRST.

Essential Functions:

• Manages day-to-day consumer lending operational functions
• Ensures Consumer Lending operational processes are completed and accurate.
• Manage loan pipelines
• Ensure member service staff are well-equipped to assist members with their lending needs.
• Effectively managers assigned consumer lending staff

Job Specifications

• Three (3) years prior experience in Consumer Lending Operations with approval authority.
• High School Diploma and related experience required. College Degree preferred.
• Strong knowledge of consumer lending products (personal, automobile, home equity).
• Ability to understand and update operational procedures.
• Experience with Loan Application processing software.
• Strong knowledge of vehicle purchase, registration, insurance, titling and valuation methods.
• Requires excellent communication skills and the ability to work well in a team environment with all levels of management and staff.
• Must be eligible to register and maintain licensing with NMLS.
• Ability to effectively use software applications and Microsoft Office Products,
• Collections or Indirect Lending Experience, a plus.  
• Knowledge of federal and state lending regulations.

 Working Conditions

• Work will be conducted in a well-lighted and ventilated office setting.
• Sitting, standing, bending, lifting, and navigating stairwells required during working hours.