What are the responsibilities and job description for the Mortgage Loan Originator position at First Community Bank?
First Community Bank
5406 Everhart Rd.
Corpus Christi, TX
Position Summary
The position of Mortgage Loan Originator is responsible for working in a prescribed geographic area to originate mortgages.
Essential Duties
- Call on Real Estate agents within specified sales area
- Solicit 1st mortgages for processing
- Deliver completed mortgage applications to the lender
- Answer any questions that the client or real estate agent might have while the loan is being processed for approval
- Maintain sales district by continually updating the Real Estate Agents on changes in rates, policies, procedures, and underwriting requirements
- Promote good will throughout sales area so that we will keep receiving loan applications
- Ensure that all applications fall within the prescribed specifications the Mortgage Division
- Keep in periodic contact with the lenders to receive messages and current information on rate changes
- Attend meetings, conferences, and seminars to continually update skills in the solicitation and selling of all types of mortgages in the primary and secondary market
- Perform all other related duties as may be periodically required
- Complete inquiry/application logs
- Prepare notice of Adverse Action when applicable for inquires
Knowledge, Skills, and Abilities
Knowledge of personal computers and data processing systems associated with mortgage operations is required. This job requires the ability to meet established deadlines, work productively in groups and individually, communicate effectively in writing and orally, operate standard office equipment, work extended hours occasionally, and travel to various client locations and training activities as needed.
NMLS registration is required.
