Mortgage Loan Processor

Position Summary

Responsible for processing

and coordinating mortgage loan closings.

Examines and collects required documents, and orders appraisals and

title work. Submits loans to various investors

for loan approvals. Works through various situations that arise during

processing and / or closings to facilitate loan approvals and closings.

Essential Duties and Responsibilities (Other duties may be assigned)

• Demonstrate knowledge of Bank mortgage loan products

and services.

guidelines, and comply with all federal, state and local regulations. Includes coordinating with legal counsel and

bank operating departments to ensure adherence to laws and regulations relating

to new and / or revised bank products and services.

with all of the Bank's investors and programs.

information for determining a credit decision.

documents are complete and accurate, and analyzing and reviewing applicant's

credit history. Also reviews appraisal

reports for accuracy and investor requirements.

approval is within Investor guidelines.

Notifies originators of any problems or issues during the process of the

loan. Keeps both the borrower and

originator informed as the loan goes to different phases of processing and

closing.

disclosures).

customer relations and referring customers to appropriate staff for new

services using Bank-endorsed techniques and processes.

resolution.

and non-customer inquiries relative to mortgage loan products, rates,

procedures, etc.

Qualifications

experience, or an equivalent combination of education and experience.

calculations.

instructions furnished in written, oral, diagram, or schedule form.

products (e.g., Word, Excel).

environment.

FIRST COMMUNITY BANK (SC) is an EEO employer - M / F / Vets / Disabled

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