What are the responsibilities and job description for the Senior Consumer Loan Officer (Banking) #25-02 position at First Federal?
Join Our Team as a Senior Consumer Loan Officer
We are seeking a results-driven Senior Consumer Loan Officer with a strong outside sales focus to join our team. This role is responsible for originating consumer loans, including automotive, mortgage, home equity, and residential construction loans, while proactively developing business through self-sourced referrals. The ideal candidate is an experienced Mortgage Loan Officer, Consumer Loan Officer, or Loan Originator with a proven track record in relationship-driven lending. You will be expected to develop and maintain referral relationships with realtors, builders, financial planners, and other business professionals to generate loan volume and expand First Federal's footprint in the community. Located on-site with our team at our corporate headquarters in McMinnville, Oregon, this is not a remote position.
What You'll Do:
Loan Origination & Sales:
- Proactively source and originate mortgage loans, home equity loans, and construction loans.
- Develop and manage a pipeline of loan applications, ensuring compliance with FNMA/FHLMC guidelines and bank policies.
- Conduct business development and networking activities to self-source new customers.
- Work closely with borrowers to assess financial conditions, prepare loan applications, and guide them through the loan process.
- Stay up to date with mortgage lending regulations, consumer loan products, and compliance requirements.
Business Development & Relationship Management:
- Build and maintain strong relationships with realtors, homebuilders, accountants, and other referral partners.
- Attend networking events, Chamber of Commerce meetings, and community events to enhance visibility as a trusted mortgage lender.
- Provide financial education to customers and referral sources on mortgage products, home loans, and consumer lending solutions.
Compliance & Process Management:
- Ensure all loan documentation meets NMLS licensing and banking compliance standards.
- Work closely with internal underwriting, processing, and closing teams to ensure smooth transactions.
- Adhere to all Oregon mortgage lending regulations, as well as BSA/AML and S.A.F.E. Act requirements.
What You Bring:
- 5 years of successful loan origination experience, preferably in mortgage lending, consumer lending, or banking sales.
- Strong knowledge of residential mortgage loans, home equity loans, and construction loans.
- Proven ability to generate $10M in annual loan production.
- Strong knowledge of mortgage and consumer lending products, including construction loans.
- Established network of referral sources, including realtors, builders, and financial professionals.
- Excellent sales, negotiation, and communication skills.
- Familiarity with FNMA/FHLMC guidelines and all facets of real estate transactions.
- Strong organizational skills with the ability to manage multiple tasks efficiently.
- NMLS licensing required (or ability to obtain upon hire).
- Valid driver's license and auto insurance (position requires regular travel).
Why Join First Federal?
At First Federal, we're committed to fostering a supportive environment where your expertise can shine. We celebrate our team's success, set ambitious goals, and prioritize community involvement. As part of our team, you'll contribute to a culture rooted in excellence and community impact.
Ready to make a difference in the lending industry? Apply today to take your career to the next level!
What We Offer:
- Competitive compensation and benefits package
- Training and ongoing professional development
- Opportunities for career advancement within First Federal
- A supportive, team-oriented work environment where your contributions are valued
Pre-Employment Requirements: This position will have access to cash, financial instruments, financial transactions or confidential customer financial information. As a result, the following pre-employment screens are required:
- Pre-employment drug screen - excluding Marijuana
- Criminal background screen
- Consumer credit report
- DMV record search
Ready to Apply? If you are a driven loan officer with a passion for sales and relationship-building, we encourage you to apply today! Click https://firstfed.applicantpool.com/jobs/ to submit your application and join our team!
Deadline for Application: Position will remain open until filled.
First Federal is an Equal Opportunity Employer-Vets/Disabled, and committed to a diverse workforce. First Federal participates in the Federal E-Verify Program and is an Affirmative Action Employer. If you need assistance with completion of an application for employment, please contact the Human Resources Department at 503-435-3216 or email HumanResources@FirstFedWeb.com.
Key concepts: Senior Loan Officer, construction, automotive, home equity, mortgage sales, consumer, loan origination, business development, banking, real estate, financial, NMLS, FHLMC, FNMA, McMinnville, Yamhill County, Oregon.
Pre-Employment Requirements: This position will have access to cash, financial instruments, financial transactions or confidential customer financial information. As a result, the following pre-employment screens are required:
- Pre-employment drug screen - excluding Marijuana
- Criminal background screen
- Consumer credit report
- DMV record search
Salary : $10
