Commercial Credit Administration Specialist

Job Title

Commercial Credit Administration Specialist

Status

Full-Time

Reports To

Commercial Loan Operations Manager

Summary

To compile accurate credit history from various sources on Commercial Loan Customers/Applicants. Prepare weekly and monthly loan approval reports.

Job Requirements/Skills

(To perform this job successfully, an individual must be able to perform each essential satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.)

• High school diploma or equivalent
• Business school or experience with banking software is a plus
• Previous banking experience with emphasis on lending is a plus
• 10-Key Calculator experience and typing 50 wpm
• Excellent knowledge of Word and Excel
• AS400 knowledge would be helpful
• Accuracy and attention to detail
• Good customer service skills
  
  

Primary Activities

(Essential duties and responsibilities include the following. Other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.)

• Performs complex clerical work of a varied nature, making required minor decisions in situations such as:
• Obtain credit information from various agencies and internal bank sources.
• Compile a typed credit report and relationship summary on EXCEL.
• Release credit information to authorized persons.
• Order Credit Safe reports as requested in connection with a credit request.
• Update all special mention and classified balances on a quarterly basis to enable Lender to update changes in the last quarter for discussion of the credit/borrower with Loan Review Manager, Chief Credit Officer and Chief Credit Administrator.
• Gather information to prepare and distribute various reports on a monthly or quarterly basis.
• Copy loan request presentations for consideration of approval by the Officer Loan Committee on a weekly basis and for the Director’s Loan Committee on a monthly basis.
• Performs additional duties as required or assigned
  
  

Competency/Skill Level

(The behaviors, knowledge, and motivations important to success in the job)

• Written and Oral Communication skills
• Customer Service Orientation
• Initiative
• Problem Assessment and Solving skills
• Teamwork and Dependability
• Micro-Soft computer skills
  
  

Key Behaviors

• Provides Proper Telephone Etiquette to Internal/External Customers
• Services Internal/External Customer Requests/Inquiries
• Reviews Required Documentation for Accuracy and Completeness
• Personal Development as Established with Manager
  
  

Bank Secrecy Act

• Maintain sufficient knowledge and understanding of the Bank Secrecy Act, Anti-Money Laundering/Anti-Terrorist Financing/PATRIOT Act and OFAC regulations
• To be able to fulfill applicable requirements and responsibilities under the bank’s related policies and programs.
  
  

Critical Job Elements

• Generally good working environment with little exposure to noise, extreme temperatures or other adverse factors.
• Above average physical effort of hand and eye coordination, and dexterity of hand and fingers to work efficiently and accurately.
• Above average mental effort consisting of complexity of decision making, concentration, and memory.
• Above average verbal and written communication skills in order to process customer’s transactions accurately.