What are the responsibilities and job description for the Mortgage Loan Assistant position at First Financial Bankshares?
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We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.
Job Description:
Office Location:
Fort Worth, Texas, United States
Fort Worth, Texas, United States
SCOPE/CONTACTS:
Perform all duties in a professional, accurate and efficient manner; cross‑train and back up other positions in the department. Assistant loan originators with disclosing, qualifying customers, helping other regions with questions, preparing monthly reports and any other duties needed in the loan process. Investor and Bank lending policies and procedures guide this position. Most work isn't subject to immediate verification. Errors are serious and may result in considerable loss to the Bank. Incumbent has extensive contact on a daily basis with Bank customers, bank personnel as well as outside contact with Realtors, builders, title companies, appraisers, underwriters, and other related entities to insure a competitive product that meets the customer’s needs.
ESSENTIAL FUNCTIONS:
- Assisting with audits, maintaining manuals, and staying current all regulations and guidelines associated with the mortgage department.
- Assist the real estate / mortgage loan officer in all aspects of the origination process.
- Process loan applications.
- Review verified information for conformity with program guidelines.
- Submit loans to underwriting in accordance to investor requirements.
- Assist in clearing approval conditions.
- Assist in shipping files to investors for purchase after closing.
- Assist with marketing and referral efforts to promote business.
- Actively participate in the Customer Service First program and support the values of the organization and follow established policies and procedures.
MINIMUM QUALIFICATIONS:
- High school graduate or equivalent
- 3 years clerical/mortgage experience or college degree
- knowledge of mortgage loan processing, lending procedures, FNMA, FHLMC, FHA, VA regulations and guidelines, as well as those of other loan programs offered, including legalities pertaining to such loans are preferred.
- Must be extremely proficient in data entry (i.e. type at least 50 WPM, 10 key by touch) and Microsoft Word.
- Effective communication, customer service skills, professional demeanor, accuracy, reliability, initiative, and ability to handle multiple tasks simultaneously are essential.
The above statements reflect the general details considered necessary to decide the principal functions of the job identified and shall not be construed as a detailed description of all work requirements that may be inherent in the job.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
