What are the responsibilities and job description for the Mortgage Loan Processor position at First Florida Credit Union?
Mortgage Loan Processor - Jacksonville, FL
Do you want to be part of a dynamic institution that is one of the fastest growing credit unions in the country? Become a part of the First Florida Credit Union team where our employees create a culture that enables our organization to be among one of the 100 Best Companies to Work For in Florida as designated by Florida Trend magazine for over a decade. Our employees are the critical element in fulfilling the First Florida Credit Union mission of being a thriving credit union creating value for members by deepening relationships with current members and engaging with potential members.
Also, First Florida Credit Union recognizes the importance of benefits that provide financial security for our employees and their families and is committed to providing a competitive benefits package to eligible employees.
Role : Process and close first mortgages according to secondary market guidelines, HELOC's, Home Equity and Land / Lot loans while ensuring that members receive quality mortgage loan service according to credit union policies, practices and procedures. Receive calls and inquiries from credit Union staff regarding questions on various mortgage loan programs, Freddie Mac guidelines, internal FFCU procedures and mortgage interest rates.
- Process and fund mortgage loans within established timeframes ensuring that all required mortgage disclosures are complete, accurate and meet compliance regulations.
- Maintain working knowledge of the Credit Union's established policies, procedures, mortgage loan standards, mortgage products, mortgage rates and governmental regulations pertaining to mortgage loans which includes monthly ongoing educational requirements.
Experience & Skills Required : Three to Five years of similar or related experience. Must possess excellent communication and organizational skills as well as a friendly and professional demeanor. Must possess basic computer and keyboard skills, ten key calculator, and Microsoft Excel and Word experience.
Education : A two-year college degree, or completion of a specialized certification or licensing, or completion of specialized training courses conducted by vendors or job-specific skills acquired through an apprenticeship or on the job experience programs.
