Commercial Loan Documentation Analyst I

Summary: This position is responsible for learning and understanding for commercial loan administration and exceptional client service in partnership with department team members.

Salary Range: The salary range budgeted for this position is $58,000/yr to $62,000/yr and represents the Company's good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate may vary depending on several factors, including a candidate's qualifications, skills, competencies, experience, and location.

The Company also offers a full range of benefits, including medical, dental, vision, and 401K match. Other rewards may include annual performance-based bonuses and wellness days.

Applicants must have current work authorization when accepting a First Foundation Inc. position. Currently, we are unable to sponsor or take over the sponsorship of an Employment Visa.

Duties and Responsibilities:

• Understand and comply with requirements of all laws and regulations applicable to position
• Incumbent will work with team members and management to learn and understand related terminology, as well as the Bank’s loan documentation policies, procedures and guidelines
• Set up, process, and monitor commercial loan application packages to ensure that complete files are in place for the creation of loan documentation
• Review executed loan documents to ensure complete files are in place, and work with commercial loan servicing to coordinate the boarding and funding of new loans
• Maintain commercial loan files to ensure documentation is organized and complete in electronic files for third party reviewers
• Responsible for accurate data entry in commercial loan origination system to build customer, guarantor and affiliated entity relationships in the loan system
• Responsible for accurately scanning and uploading all customer, guarantor, affiliated entity and loan documentation in electronic filing system
• Responsible for ordering third party reports as assigned in commercial work processes to ensure compliance with FFB policies, guidelines, procedures and all regulatory compliance
• Partner with commercial loan underwriting and commercial loan team to ensure financial ticklers and covenants are accurate and supporting documentation is collected from customers in a timely manner
• Review and resolve a variety of customer problems / issues regarding bank products and services to include (but not limited too) deposits, treasury management, on-line banking, and loan related services
• Support commercial loan team in processing loan advances, processing loan payments, coordinating signing dates, and all loan documentation related work
• Oversee the collection of fees in association with loan closings in partnership with assigned commercial and private bankers
• Review insurance documentation to ensure compliance with bank guidelines and alert commercial and private banker if there are discrepancies between FFB guidelines and the documentation received from the insurance provider / customer
• Responsible for utilizing third party vendors to request business and personal credit reports, compliance reports and other due diligence documentation and ensuring reports are only requested with proper documentation in compliance with all regulations, policies and guidelines
• Promote and provide excellent customer service by effectively communicating and cooperating with all internal and external customers
• Provides support in the acquisition of new clientele and the maintenance of existing relationships
• Perform other duties as assigned

Supervisory Responsibilities: This position does not have direct supervisory responsibilities

Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or Experience:

• High School diploma or equivalent required; higher degree preferred
• Entry level but requires a minimum 1 to 3 years of banking, loan, or related experience

Skills:

• Basic knowledge of commercial and consumer loan documentation, to include loans secured by real property, UCC Filings, titled vehicles and equipment, pledged assets, and contracts
• Must have strong customer service ethics and team building skills
• Ability to prioritize, organize, and produce in a high-volume, deadline driven production work group
• Must be detail-oriented and self-motivated with the ability to work independently
• Strong grammar, composition, and analytical skills are essential
• Proficient in Windows applications, including Microsoft Word, Excel, and Outlook

Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to sit; use hands and fingers, handle, or feel; reach with hands and arms; and talk or hear. The employee frequently is required to walk. The employee is occasionally required to stand; climb or balance; and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, and ability to adjust focus.

First Foundation is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.