What are the responsibilities and job description for the SBA Credit Underwriter position at First Home Bank?
Company Description
First Home Bank is locally owned and operated since 1999, we serve the communities of Tampa Bay with high quality banking services delivered in a personalized, friendly manner. We strive to set First Home Bank apart as the leading provider of community banking services in the region. To accomplish this goal, we understand that our employees must be our most critical resource.
Job Description
- Responsible for the evaluation and underwriting of SBA loan applications to determine credit worthiness and compliance to First Home Bank SBA policies.
- Reviews and analyzes all customer financial information to ensure sound credit decisions are made.
- Documents the detail and requirements of loan decisions, including conditions to close.
- Completes decisions in a timely manner.
- Maintains knowledge of First Home Bank policies, risk rating requirements and compliance standards.
- Must be capable of working independently on larger, complex credit requests.
- Adheres to bank policies and procedures and complies with legal and regulatory requirements.
- Accountable for risk management, compliance and audit performance for area(s) of responsibility whether a supervisor, manager or individual contributor.
- Establishes or works with management to develop effective controls and processes to ensure risks are measured, monitored and controlled and compliance requirements are adhered to on an on-going basis.
- Maintains current knowledge of risk-related changes that may impact assigned area(s) of responsibility.
Qualifications
Bachelor's degree preferably in Business or Finance.
Formal credit training from a bank or minimum 3 years underwriting/credit analyst experience.
Additional Information
All your information will be kept confidential according to EEO guidelines.