Commercial Loan Officer

First International Bank and Trust is a family-owned community bank and one of Prairie Business Magazine's 50 best places to work.

We are seeking a motivated and experienced Commercial Loan Officer to join our dynamic team. The ideal candidate will possess a strong business development background, a solid foundation in accounting and economics, and an in-depth understanding of the Sioux Falls market. This role is essential in expanding our commercial lending portfolio and enhancing client relationships.

This is an in-office position.

Key Responsibilities:

• Identify and develop new business opportunities through networking and relationship-building within the Sioux Falls market.
• Assess the financial needs of clients and recommend appropriate lending solutions.
• Review and analyze title report or survey to determine issues and any present or potential risk.
• Negotiate contracts in a way that is mutually beneficial for FIBT and the customer.
• Ensure customer understands conditions and terms of account.
• Review delinquent account records to determine appropriate action.
• Demonstrate a desire to successfully serve the customers’ needs while creating value for the customer and FIBT.
• Collaborate with internal teams to streamline the loan process and enhance customer satisfaction.
• Stay informed about market trends, competitor activities, and regulatory changes affecting commercial lending.
• Maintain an active list of potential new customers as well as a pipeline of new business activity.

Qualifications:

• Bachelor's degree in Finance, Accounting, Economics, or a related field; 3 years experience in commercial lending or related related experience, or equivalent combination of education and experience is required.
• Proven commercial business development experience with a track record of successfully originating new loans, deposit gathering, and relationship development is required.
• Strong analytical skills and attention to detail, with the ability to assess financial statements and market conditions.
• Familiarity with the Sioux Falls market and its economic landscape.
• Excellent communication and interpersonal skills.

First International Bank and Trust is a family-owned full-service Community Bank with locations in ND, MN, SD, and AZ. We show our employees we care by providing competitive benefits and training and growth opportunities.

We show our employees we care by providing competitive benefits and training and growth opportunities. Here are the things we offer within our full-time benefits package:

• Health, Dental & Vision
• 401K Retirement Plan with Employer Match
• Paid Parental Leave
• Life and Disability Insurance
• Generous PTO and Holiday pay

If you are interested in learning more, you can apply or if you have questions before applying you can reach out directly at TalentAcquisition@FIBT.com.

Equal Opportunity Employer