What are the responsibilities and job description for the Credit Analyst position at First International Bank & Trust?
First International Bank and Trust is a family-owned community bank and one of Prairie Business Magazine's 50 best places to work.
We are seeking a detail-oriented Credit Analyst to support our loan officers in analyzing financial data from commercial, consumer, and agricultural clients. This position offers the opportunity to work closely with a dynamic team, assist in credit assessments, and provide critical financial insights that drive lending decisions.
In-Office Position
Key Responsibilities:
- Assist loan officers in analyzing financial information from clients across various sectors.
- Analyze business and personal tax returns, financial statements, and risk to determine credit quality using Sageworks or similar systems.
- Prepare loan presentations, comment sheets, and annual reviews.
- Provide guidance and training to team members on credit analysis and review work when needed.
- Accompany loan officers on client and prospect calls to help build and maintain key relationships.
- Attend training sessions and collaborate on ideas and solutions for continuous improvement.
- Perform additional duties as assigned.
Position Competencies:
- Strong analytical skills with the ability to gather and interpret financial data.
- Exceptional attention to detail and organization.
- Clear and informative written communication.
- Ability to prioritize tasks and manage time effectively.
Qualifications:
- Bachelors degree in Finance, Accounting, or Business; 2-5 years of relevant experience in finance or lending; or an equivalent combination of education and experience.
- Proficiency in reviewing personal tax returns and financial statements.
- Excellent communication and presentation skills.
- Ability to work independently and as part of a team.
- Attention to detail and ability to meet deadlines.
We show our employees we care by providing competitive benefits and training and growth opportunities. Here are the things we offer within our full-time benefits package:
- Health, Dental & Vision
- 401K Retirement Plan with Employer Match
- Paid Parental Leave
- Life and Disability Insurance
- Generous PTO and Holiday pay
If you are interested in learning more, you can apply or if you have questions before applying you can reach out directly at TalentAcquisition@FIBT.com.
Equal Opportunity Employer
