Demo

Credit Analyst

First International Bank & Trust
Fargo, ND Full Time
POSTED ON 2/21/2025
AVAILABLE BEFORE 5/18/2025

Job Description

Job Description

First International Bank and Trust is a family-owned community bank and one of Prairie Business Magazine's 50 best places to work.

We are seeking a detail-oriented Credit Analyst to support our loan officers in analyzing financial data from commercial, consumer, and agricultural clients. This position offers the opportunity to work closely with a dynamic team, assist in credit assessments, and provide critical financial insights that drive lending decisions.

In-Office Position

Key Responsibilities :

  • Assist loan officers in analyzing financial information from clients across various sectors.
  • Analyze business and personal tax returns, financial statements, and risk to determine credit quality using Sageworks or similar systems.
  • Prepare loan presentations, comment sheets, and annual reviews.
  • Provide guidance and training to team members on credit analysis and review work when needed.
  • Accompany loan officers on client and prospect calls to help build and maintain key relationships.
  • Attend training sessions and collaborate on ideas and solutions for continuous improvement.
  • Perform additional duties as assigned.

Position Competencies :

  • Strong analytical skills with the ability to gather and interpret financial data.
  • Exceptional attention to detail and organization.
  • Clear and informative written communication.
  • Ability to prioritize tasks and manage time effectively.
  • Qualifications :

  • Bachelor’s degree in Finance, Accounting, or Business; 2-5 years of relevant experience in finance or lending; or an equivalent combination of education and experience.
  • Proficiency in reviewing personal tax returns and financial statements.
  • Excellent communication and presentation skills.
  • Ability to work independently and as part of a team.
  • Attention to detail and ability to meet deadlines.
  • We show our employees we care by providing competitive benefits and training and growth opportunities. Here are the things we offer within our full-time benefits package :

  • Health, Dental & Vision
  • 401K Retirement Plan with Employer Match
  • Paid Parental Leave
  • Life and Disability Insurance
  • Generous PTO and Holiday pay
  • If you are interested in learning more, you can apply or if you have questions before applying you can reach out directly at TalentAcquisition@FIBT.com.

    Equal Opportunity Employer

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