What are the responsibilities and job description for the Associate ll, Credit Risk Management position at First National Bank of Omaha?
At FNBO, our employees are the heart of our story-and we're committed to their success! Please see below the details of this career opportunity and how it fits into our organization's success.
Our Modern, Flexible Workplace:
Summary of the Job:
Work will include declining pending applications and closing approved accounts based on linked data from the applications. The work currently covers consumer and small business applications and accounts with the intent to start looking at UCL and HIL
The Associate II role will possess an in-depth knowledge of credit applications and key systems; he or she will act as the Subject Matter Expert for high risk/fraudulent credit card applications. This roll will work collaboratively with the teams noted above; and will advise, influence, and recommend opportunities to enhance technology, systems, strategy, procedures, and documentation.
About This Role:
* Work special queues designated for high-risk applications
* Help identify fraudulent pending and approved credit card applications using daily reporting
* Work closely with HRG to help identify fraudulent accounts
* Analyze daily reports that identify applications with a high fraud score, suspicious employers, and other data elements
* Provide regular, dependable feedback to management on current fraud trends
* Recommending enhancements in Fraud strategies based on the trends and data
* Work collaboratively with the Fraud Operations team for research and identification of new fraud trends
* Work collaboratively with Corporate and Financial Crimes Compliance to ensure new or existing processes or strategies are implemented in accordance with applicable laws and regulations
The Ideal Candidate for This Role:
Key Skills
* Analyze new fraud app files and document trends
* Identify potential fraud gaps in application treatment and make recommendations for enhanced actions
* Forward thinker and a good planner of actions before the issues arise and provide practical solutions
* Create and run ad-hoc reporting as needed for research or documentation purposes
* Lead projects as assigned
Qualifications
Required:
* Credit Operations knowledge/experience
* Fraud underwriting knowledge/experience
* Knowledge of mainframe and vendor systems
* Excellent communication skills, both written and oral; including the ability to articulate findings and recommendations
* Proven ability to work independently
* Proven ability to work collaboratively within a cross-functional team environment and with all levels with the organization
* Able to act with urgency and follow through in stressful situations for issue identification and resolution
* Proven ability to multi-task; must be detail oriented
Desired:
* Bachelor's Degree or comparable credit card knowledge
* Knowledge of the Microsoft Office suite, especially Excel
* Knowledge of credit bureau reporting and related credit tools
Compensation:
Compensation range (base pay): $62,102.00-$102,377.00
This role may have a specific starting pay within this range.
Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level.
Benefits Overview:
We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs:
Medical, Dental, Vision Insurance
401k, With Matching Contributions
Time Off Programs
Health Savings Account (HSA)/Dependent Care
Employee Banking
Growth Opportunities
Tuition Assistance
Short-Term/Long-Term Disability Insurance
Learn more about FNBO benefits here: https://www.fnbo.com/careers/benefits/.
For additional information regarding compensation and benefits, e-mail FNBO at TAGAdmin@fnni.com. To ensure you receive a response, include the number of this job (listed below) in the subject line of your message.
Job number: R-20250229Equity, Diversity, & Inclusion:
FNBO is committed to belonging, inclusion, diversity and equity. We are committed to intentionally and proactively creating pathways to success for historically underrepresented populations. To accomplish this, we foster a culture of belonging and inclusion so that every employee is valued, and has opportunity and the ability to make an impact. FNBO strives to reflect the diversity of the communities we serve in the makeup of our workforce.
See the full FNBO Equity, Diversity, & Inclusion Statement here
All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status.
Click here to download 'EEO is The Law' Self-Print Poster
Click here to download 'EEO is The Law' Supplement for Federal Contractors
Click here to download 'EEO is The Law' GINA Supplement
FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC
FNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants)
Application Deadline:
All our jobs will be posted for a minimum of 5 calendar days. Job postings may come down prior to 5 calendar days based on volume of applicants.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status.
Salary : $62,102 - $102,377
