Loan Processor-Underwriting

First National Bank of Pandora is a full-service community bank with offices in Northwestern Ohio.

Our mission is simple: Improving lives through community banking. We are proud to have served our communities for over 100 years and look forward to the next 100. If you are looking for a family first employer that boasts great benefits and a flexible work environment, then FNB is for you.

This job might be for you if:

· You are people oriented

· You are customer service driven

· You are career minded

· You are adaptable to change and location.

· You love giving back to your community.

SUMMARY: Process, underwrite and close residential, consumer and commercial loans. Prepares and executes funding of loan packages and documentation in accordance with Bank's guidelines and policies by performing the following duties.

ESSENTIAL DUTIES AND RESPONSIBILITIES: include the following. Other duties may be assigned.

Process and close commercial and consumer portfolio loans.

Manage pipeline to ensure loans are approved and then cleared-to-close within the expected time frames.

Potential to learn Fannie Mae and other residential underwriting.

QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

EDUCATION AND EXPERIENCE: Two-year business degree or related field with two to four years related experience and/or training; or equivalent combination of education and experience

LANGUAGE SKILLS: Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals; ability to write routine reports and correspondence; ability to speak effectively with attorneys, appraisers, vendors, etc.

MATHEMATICAL SKILLS: Ability to calculate figures and amounts such as discounts, interest, percentages, area, and volume

REASONING ABILITY: Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists; ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

COMPUTER SKILLS: To perform this job successfully, an individual should have knowledge of Microsoft Office Products, Desktop Underwriting software, Laser Pro, and Mortgagebot, loan origination systems.

PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, the employee is regularly required to sit; use hands to handle and talk or hear. The employee is frequently required to walk and reach with hands and arms. The employee is occasionally required to stand. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision and ability to adjust focus.

WORK ENVIRONMENT: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually moderate.

EOE

Job Type: Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Employee discount
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Professional development assistance
• Referral program
• Retirement plan
• Tuition reimbursement
• Vision insurance

Schedule:

• 8 hour shift
• Monday to Friday

Work Location: In person