What are the responsibilities and job description for the Loan Documentation Quality Representative position at First National Bank?
Primary Office Location : 626 Washington Place. Pittsburgh, Pennsylvania. 15219. Join our team. Make a difference - for us and for your future. Loan Documentation Quality Representative
Responsibilities :
This role is responsible for verifying the accuracy, compliance, and regulatory adherence of various loan documents, including Consumer, Small Business, Pre-funding, Attorney Prepared Reviews, Commercial Flood, and Wholesale Commercial loans, as well as Change in Terms agreements. As a member of the Compliance and Quality Review Verification team, this position provides support across all Loan Operations teams, conducting thorough pre-closing reviews, funding verification, flood due diligence, and procedural compliance monitoring. The ideal candidate is detail-oriented, adaptable, and capable of managing multiple projects in a collaborative team environment. Overtime may be required at month-end and quarter-end.
Required Skills :
- Strong attention to detail
- Proficiency in Microsoft Office Suite (Excel, Word, etc.)
- Strong written communication skills
- Ability to navigate Windows file folders
- Willingness to learn and incorporate feedback
- Flexible mindset
Preferred Skills :
Position Title : Loan Operations Representative 2
Business Unit : Operations
Reports To : Supervisor of Loan Operations
Position Overview :
This position is primarily responsible for providing timely and accurate service to internal and external customers in support of the lending functions of the Bank.
Primary Responsibilities :
Executes post closing review of loan documents for non-real estate commercial loans, adds or removes document exceptions as discovered or resolved and reviews and packages mortgage and UCC documents for recoding.
Prepares entries required to fund loans based on established procedures and meets set timeline for all funds to correctly document Bank assets.
Resolves non-post items based on established procedures to ensure prompt and accurate posting to the customer's account.
Updates system information in accordance with maintenance requests submitted based on established procedures and knowledge of system functionality to ensure accurate reporting for financial purposes and to maintain the loan in accordance with the note.
Prepares closing documents and modifications for small business and commercial loans and is measured against established volume levels, reviews request for compliance with Bank policy and procedure and advises Lenders or Underwriters of deficiencies.
Books all types of loans to the core system and is measured against established volume levels.
Executes all aspects of loan servicing, including escrow accounts, remittance and reporting, posts payments for participated loans, maintains SWAP loans base on established procedures and defines time lines with all functions meeting compliance requirements, timely recording of financial entries and customer satisfaction.
Files and continues UCC financing statement as collateral, quotes commercial payoffs and maintains a log of stock certificates held as collateral.
Tracks hazard and flood insurance on designated loans to assure collateral is protected and force-places insurance as needed through third party vendor.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.
F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Education : High School or GED
Minimum Years Experience :
Special Skills :
Excellent communication skills, both written and verbal
Ability to work and multi-task in a fast paced environment
Detail-oriented
Ability to use general office equipment
Ability to use a personal computer and job-related software
MS Word - Intermediate Level
MS Excel - Intermediate Level
Special Licenses and Certificates :
N / A
Physical Requirements :
N / A
Equal Employment Opportunity (EEO) :
It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace.
