Loan Pre-Closing Specialist

First National Bank is seeking a detail-oriented and organized Loan Pre-Closing Specialist to join our team in Altavista, VA. In this role, you will be responsible for reviewing and preparing loan files for final approval, ensuring all documentation is accurate, complete, and compliant with bank policies. You will play a crucial part in the pre-closing loan process by auditing loan input and confirming the accuracy of loan terms, rates, and conditions. If you're someone with strong attention to detail and a passion for ensuring seamless loan processing, we encourage you to apply and become a part of our dedicated team.

What’s in it for you?

• Competitive salary and other bonus opportunities
• Comprehensive medical, dental, vision and life insurance benefits
• Generous Paid Time Off (PTO) and 11 paid holidays
• Paid Parental Leave and other paid extended leave for eligible employees
• 401(k) Match Program and Pension Plan
• Tuition Reimbursement
• Great health and well-being benefits including: telehealth, EAP, specialized treatment of musculoskeletal injuries and conditions, LTD, and various supplemental plans
• We focus on the growth and development of our employees. Loan Pre-Closing Specialist at First National Bank have a variety of career paths and the ability to build the career they desire

What will you be doing in this role?

• Accurately and efficiently input loans into the loan system to generate loan documents.
• Ensures new and renewed loans adhere to internal policy, guidelines, procedures, banking laws, and compliance regulations.
• Verifies loan has proper, documented approval prior to releasing documents.
• Compares checklist from loan officer for type, amount, term, rate, schedule of payments, and collateral to Loan Approval Form. Verifies pricing to ensure loan rates meet policy guidelines.
• Ensures all loan documents contain correct and required names for signatures.
• Communicates effectively and provides excellent customer service to both internal and external customers, answering queries and resolving issues as they arise.
• Compiles data, reviews and updates various reports as directed by Loan Operations Management to support credit risk management processes.
• Demonstrates a commitment to First National Bank Values and Customer Service Standards in every interaction with internal and external customers. Incorporates the high-performance behaviors of teamwork and leading by being a positive example.

What will you need?

• High School graduate or equivalent required. Associate's or Bachelor's degree in business, finance, or a related field preferred.
• Minimum of six months of clerical or loan operations experience required. Experience with all Consumer, Dealer, and Real Estate loans desired.
• Works well both independently and in collaboration with others with minimum supervision.
• Ability to learn and retain knowledge of Bank loan products and services, delivery channels, relevant banking regulations, and operational policies and procedures.
• Strong interpersonal and verbal communication skills with ability to understand and carry out instructions, produce reports, organize information, speak clearly and effectively communicate information to customers, peers and management.

Physical/Environmental Demands

• The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable qualified individuals with disabilities to perform the essential functions.
• This position works in a normal office environment.
• While performing the duties of this job, the employee is regularly required to talk and hear. The employee is frequently required to stand, walk and sit. The employee is occasionally required to reach with hands and arms. The employee may occasionally lift and/or move up to 20 pounds. Specific vision abilities required by this job include close vision.