What are the responsibilities and job description for the Credit Analyst Intern (Opelika or Cullman, AL) position at First South Farm Credit?
BE A FIRST SOUTH INTERN
The First South Farm Credit Summer Internship Program allows students to spend their summer working with our leading agricultural lenders. Credit Analyst interns will work alongside our Credit Analysts to advance skills in credit analysis, financial judgment, problem-solving, and communication. Interns will be able to apply business skills in a real-world environment, expand your network of professional contacts, and gain valuable experience with an industry leader. The internship will last tentatively from May 29 - August 1.
WHAT DOES A CREDIT ANALYST DO?
Credit Analysts take an in-depth look into an applicant's financial information with a focus on equity, working capital, and debt coverage. They take this information and decide the short and long-term risks of the loan request. An analyst considers the overall risk a loan could pose to the Association by utilizing those ratios to help the branch determine the best route forward on a loan application.
WOULD I LIKE BEING A CREDIT ANALYST?
You may enjoy being a Credit Analyst if :
- You find analyzing financial statements, calculating ratios, and interpreting complex data sets engaging.
- You like to break down information, identify patterns, and draw logical conclusions.
- You have a meticulous approach and can spot inconsistencies or potential issues in financial data.
- You are comfortable evaluating creditworthiness and understanding the potential risks associated with lending decisions.
- You enjoy the challenge of analyzing complex situations and finding solutions.
- You have a basic understanding of accounting principles, financial ratios, and economic factors.
LEARNING OBJECTIVES
LOCATION
First South will hire one on-site Credit Analyst intern in our Opelika, Alabama OR Cullman, Alabama office.
