What are the responsibilities and job description for the Loan Support position at First Southern Bancorp Inc.?
About Us:
First Southern National Bank is a community and relationship-driven bank serving twelve counties throughout Central and Western KY. Our home office is based in Stanford, with a population of 3,000. After celebrating our 40th anniversary, our passion for building a great company has never been stronger. We recognize that we have been given an opportunity to use our example, our influence, and our resources to help others make wise financial decisions, and our desire is to do just that.
Position Summary:
The Loan Support position provides assigned lender(s) with partnership-style support and assistance in all lending, business development, and other assigned or appropriate initiatives and responsibilities.
Key Responsibilities:
- Interview applicants and complete loan applications for consideration by approving authorities.
- Assist assigned lender(s) in developing relationships, selling products, delivering superior customer service, managing assigned portfolios, minimizing risks, and pursuing all performance goals and objectives.
- Analyze financial data to forecast borrower success and loan profitability.
- Know and apply the bank’s underwriting guidelines consistently and in compliance with applicable banking laws, rules, regulations, and policies.
- Accept and process loan requests promptly, using approved technology to optimum advantage and complying with applicable banking laws, rules, regulations, and policies.
- Arrange and facilitate the timely and accurate closing of new loans and servicing existing loans.
- Know the bank’s loan, deposit, and other product and service offerings and effectively explain them to prospects.
- Other duties as assigned.
Qualifications:
- Two to four years in a lending and/or business development environment or equivalent is preferred.
- Excellent interpersonal, service, and communication skills.
- Strong analytical skills and detail-oriented with a high degree of accuracy.
- Ability to handle confidential data professionally and ethically.
- Ability to work on multiple tasks at once.
- Dependable and self-starter.
- Proficient level of computer competency.
- Ability to quickly learn and assimilate information.
Equal Opportunity Employer - All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin.
