What are the responsibilities and job description for the FT Teller position at First State Bank?
Full-Time Teller Opportunity
313 Lafayette Street
Leakesville, MS
A Teller is a critical link between the Bank and our customers and carries many responsibilities. This person is responsible for providing a variety of sales and service functions, including making referrals, processing savings, checking and loan transactions, cashing checks and selling official checks. A successful teller recognizes the primary responsibility of providing excellent customer service by understanding the job requirements and having the knowledge to confidently inform customers about Bank products and services. A genuine interest in serving customers is the key to being successful.
BENEFITS INCLUDE
* Competitive pay based on skills and abilities
* Bank contributes 86% to employee medical premium
* Bank contributes 51% to employee dental premium
* Cafeteria plan for qualifying pre-tax deductions which lowers taxable income
*401(k) safe harbor dollar for dollar matching contributions up to 5%. The Bank matches 100% of the first 1% to 3%, then 50%
of the next 2%. Employees are 100% vested in personal contributions.
* Two bank-paid life plans, one with dependent coverage
* Bank-paid long-term disability plan
* Financial Savings Account (FSA) for pre-tax deductions to reimburse yourself for benefit expenses (from co-pays to fertility
treatments not covered by insurance
* Dependent Care Spending Account (DC) for pre-tax deductions to reimburse yourself for some child or adult daycare expenses
* Four weeks paid maternity/paternity/adoption leave
*11 paid holidays. Floating holiday offered if a holiday falls on a weekend.
* Vacation and paid sick time that may be used for immediate family members
* Four weeks paid maternity/paternity/adoption leave
* Grandparents leave
* Continuing education opportunities
* Subsidized gym memberships
* Annual performance bonus based on bank earnings and employee tenure
Qualifications - ONLY THOSE WHO MEET MINIMUM QUALIFICATIONS WILL BE CONSIDERED FOR EMPLOYMENT
IMPORTANT!
* Teller experience would be ideal. Absent that, must have one year cash handling and direct customer service
experience to be considered.
* Working experience in another field involving debits and credits and general accounting skills would be a plus.
* The ability to understand general ledger accounts and general accounting are necessary.
* The ideal candidate will have a strong work ethic and the motivation to grow in a banking career;
* Crucial skills include organizational, interpersonal, initiative, analytical and problem solving, an aptitude for basic math; and the ability to make decisions based on Bank policy
* Must present oneself professionally in dress and demeanor and be friendly;
* Must be able to consistently work a required assigned schedule. Daily report time is 7:30 a.m.
Primary Responsibilities To balance cash and negotiable items daily after the course of accepting deposits of cash and/or checks; process withdrawals and cash checks up to a designated limit; accept loan payments of any type; redeem cash items for deposit or cash; process cash advances on credit/debit cards; have a general knowledge of products and services to answer customer questions; sell official checks, bank money orders and travelers checks (if offered); to know and understand the requirements of and how to complete Current Transaction Reports (CTRs); promote bank services and cross-sell bank products through referrals; operate network computers/software and other equipment necessary to complete a transaction; participate in on-going training; be aware of competitor bank services and advantages of bank; awareness of and recognize when to report suspicious transactions/activity/situations to the appropriate personnel; and participate in the general upkeep and appearance of the branch. Tellers are expected to understand the bank mission, organizational structure, employee handbook, bank security, policies and procedures, standards of conduct and incentive programs and to know where the CRA notice, statement and public disclosure file is located and who the CRA Officer is.
Secondary Responsibilities Other duties or responsibilities that may be assigned are combination and/or key control; opening and processing night depository and ATM; control of negotiable instruments and any other as assigned.
Expectations are to perform all job duties and other responsibilities as assigned and to follow all safety rules and regulations.
Regular attendance according to the work schedule is necessary and essential as is receiving detailed information verbally, in person and by telephone. Extensive reading and computer use is expected the majority of the time.
EEO - Race/Sex/Vets/Disabled
