What are the responsibilities and job description for the Consumer Lending Underwriting Manager position at First Technology Federal Credit Union?
The Consumer Lending Underwriting Manager oversees the day-to-day activities of a team of Underwriters handling multiple consumer lending products in a cross channel environment.
Here's what you can expect from the job and what you need to be successful:
Job Duties:
- Lead a team of high-performing and engaged employees through effective people leadership practices including regular communication of performance expectations and feedback to employees to maintain high team performance; provide coaching and corrective action as required; actively support employee professional growth and development
- Responsible for credit quality of consumer loan originations, driving profitability and protecting against risk
- Meet established department metrics including high quality member experience, effectiveness and efficiency, update leader on all major projects, employee issues and goal progress
- Manage department processes and procedures, seeking efficiencies and continuous improvement
- Oversee product development, testing, pricing and special projects as well as implementation of new products
- Perform underwriting of more complex or higher risk loan files, as required
Essential Skills:
- Minimum 5 years’ experience in consumer loan underwriting; some leadership experience preferred
- Proven people management and development skills, adept at providing frequent and valuable performance feedback to develop and build employees
- Ability to coordinate a variety of activities and projects and prioritize work under tight deadlines
- Strong problem solving and decision making skills; ability to resolve complex issues with minimal direction
- Ability to negotiate and communicate difficult decisions to stakeholders and diffuse any escalated situations
- Ability to leverage key performance metrics and data to provide insights and make strategic business recommendations
- Excellent verbal and written communication skills; able to express ideas concisely and logically
- Ability to foster strong relationships with internal and external stakeholders
- Comprehensive understanding of loan contracts including APR, amortization schedules, simple interest calculations
- Strong knowledge of regulatory requirements regarding consumer lending including Reg Z, Reg B, MLA, ECOA, FACTA and SCRA
- Working knowledge of Microsoft Office Suite
- Certification/License: FCRA/FACTA Certification
- Minimum Education: High School Diploma; Bachelor’s degree preferred
Location: Rocklin Corporate Office – Rocklin, CA 95677
Target Compensation in Rocklin, CA: $105,000 to 121,000 annually annual bonus
Benefits options include:
- Traditional medical, dental, and vision coverage
- 401K matching up to 5% per pay period
- Accrue up to 17 days of Paid Time Off your first year of employment
- 11 paid federal holidays
- Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)
What makes First Tech different? Click here to learn more!
First Tech is not currently offering Visa sponsorship for this position
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Salary : $105,000 - $121,000
