What are the responsibilities and job description for the Mortgage Processor II position at First Technology Federal Credit Union?
The Mortgage Processor II performs loan processing functions for mortgage and/or home equity loans (including data entry, filing, document preparation, auditing, fee balancing and quality assurance) and ensures that all processing is in compliance with mortgage rules and regulations and Fannie Mae guidelines.
Here's what you can expect from the job and what you need to be successful:
Job Duties
- Leverage multiple systems and tools to prioritize and review files for completion and accuracy, including analyzing documentation
- Calculate income, analyze appraisal, title and credit reports, handle asset documentation
- Communicate with escrow, loan officer, underwriter, closer, member, business partners and management via email and verbally
- Research and resolve member issues including timely response to Early Check and Desktop Underwriter warnings
- Participate in loan audits by conducting research to either concur or dispute the findings
- Work efficiently and quickly to meet established risk and service levels while still meeting accuracy requirements and established volume expectations for a Processor II
Essential Skills
- Minimum one year experience in mortgage loan operations (funding, processing, escrow) with a strong understanding of lending practices and regulatory requirements
- Wholesale Mortgage experience preferred
- Demonstrated effective time management skills and the ability to work independently or in a collaborative team environment
- Skilled in working on multiple projects at once, prioritizing, working independently and comfortably under pressure; all while exhibiting strong technical and problem-solving skills
- Strong business communication skills; able to write/speak clearly and professionally for a variety of audiences
- Able to articulate complex concepts while tailoring the message to first home buyers and members
- Strong analytical and decision-making skills with attention to detail
- Demonstrated ability to handle sensitive documents in a timely and accurate manner
- Familiarity with Encompass and Optimal Blue is preferred
- Working knowledge of Microsoft Office Suite
Location: Hillsboro Corporate Office - Hillsboro, OR 97124 | (HYBRID)
Target Compensation in Hillsboro, OR: $26.00 to 28.00 hourly annual bonus
Benefits options include:
- Traditional medical, dental, and vision coverage
- 401K matching up to 5% per pay period
- Accrue up to 17 days of Paid Time Off your first year of employment
- 11 paid federal holidays
- Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)
What makes First Tech different? Click here to learn more!
First Tech is not currently offering Visa transfer/ sponsorship for this position
#LI-MG1 #FT123
Salary : $26 - $28
