Senior Director, Product Deposit

• Direct  the creation of strategic plans to ensure the sale and profitability of deposit products and development of product engagement and utilization
• Drive and manage the full product lifecycle, from development to decline, for consumer and commercial deposits 
• Continuously assess and adjust existing product propositions, processes, procedures, and pricing strategies to ensure optimal portfolio populations and mixes which balance growth objectives and sensitivity tolerances
• Remain current on the competitive landscape, from product offerings, market behaviors, and pricing momentum, to maintain a competitive position and overall portfolio viability
• Influence internal and external key stakeholders to support growth, profitability and performance of consumer and card products
• Guide, coach and mentor direct and indirect reports including matrix or shared resources to meet production level goals 
• Serve as subject matter expert for deposit products and transactional banking trends and innovations emerging in the larger marketplace 
• Make regular presentations about deposit products and transactional banking trends at the committee level, cross functionally with stakeholders, and to the executive team
• Set department policies and budgets, tracking key metrics to report on progress, and own the departmental P&L in conjunction with counterparts and the VP

• Minimum Education:  Bachelor’s degree in Business Administration, other related fields of study or equivalent experience.  Master of Business Administration preferred
• Minimum 10 years’ experience leading a diverse team including hiring, coaching and performance management within a financial services organization, inclusive of product management
• Minimum 7 years’ experience in product management, pricing and value proposition strategies, and strategic development across the full consumer credit spectrum
• Experience with digital product growth and digital product marketing
• Experience in portfolio management, including performance analysis and optimization, market research and intelligence, competitive turbulence and full lifecycle management
• Experience in developing policies, processes, and best practices for product development testing and go-to-market strategies
• Experience evaluating and implementing third-party product or service solutions
• Ability to use industry/external trends, analytics, and market knowledge to continually measure, evaluate, and optimize products to drive product innovation, sales, and financial performance
• Ability to successfully drive projects, processes and change management concepts in a dynamic and complex operating environment
• Proficiency in creating and delivering a business plan and strategy that coincides with department and credit union directives
• Ability to foster internal and external business relationships to ensure alignment with business imperatives
• Strong knowledge of, and practical experience with, financial institution operating areas, functions, products and services and the laws and regulations relevant to consumer lending 
• Outstanding presentation development and delivery skills 
• Skilled in Microsoft Office Suite including  Excel and PowerPoint 
• Strong data aptitude and previous experience with leveraging data to drive business value
• Prior experience managing product and portfolio analytics is preferred.
• Certification/License: Scrum CSM or CPO is strongly preferred

• Traditional medical, dental, and vision coverage
• 401K matching up to 5% per pay period
• Accrue up to 17 days of Paid Time Off your first year of employment
• 11 paid federal holidays
• Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)

Salary : $150,000 - $180,000