What are the responsibilities and job description for the Mortgage Early Disclosure Expert position at First United Bank?
Join Our Team!
We have a great team of friendly, talented and inspiring people at First United. As a learning organization, we take pride in offering exciting opportunities for employees to grow and follow their passions. That's one of the many reasons First United has been voted as one of the top places to work in Oklahoma since 2009! Browse this page to find out more about the First United culture and the many benefits of working here. Then, use our "Get Started" section to take your first step to being a part of First United.
The Position
Job Title
Mortgage Early Disclosure Expert
Job Description
SUMMARY
This position is primarily responsible for generating and delivering requisite disclosures for residential mortgage loans in compliance with the Real Estate Settlement Procedures Act
MAJOR DUTIES AND RESPONSIBILITIES (ESSENTIAL FUNCTIONS)
1. Performs duties from loans originated from any location throughout the company and/or from various Mortgage Consultants.
2. Provides excellent customer service to borrowers and internal customers. 3. Checks reports and follows up on assigned loans.
4. Ensures timely handling of all loan files within regulatory requirements of RESPA
5. Works within all posted service levels on all loans.
6. Reviews and evaluates Encompass data entry for completeness and communicates with sales staff regarding any necessary corrections.
7. Understands and adheres to mandatory compliance guidelines and attend training as required
ADDITIONAL DUTIES AND RESONSIBILITIES
- Performs other duties as requested by Executive Management or Supervisor.
- Completes all required compliance exams on a yearly basis.
- Adherence to all First United Policies and Procedures.
- Dresses professionally.
- Recommends to supervisor possible methods to improve department.
EMPLOYEE SPECIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and Work Experience
- High School diploma or GED required.
- Mortgage banking experience preferred.
Technical/Functional Competencies
- Proficient in Microsoft Office.
- Excellent phone etiquette.
- Ability to prioritize multiple urgent tasks.
NOTE: This job description is not intended to be all-inclusive. Employee may perform other related duties as assigned by supervisor to meet the ongoing needs of the organization.
All Locations:
Plano-Parkwood
If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at
HR@firstunitedbank.com
for assistance.
First United is an Equal Opportunity Employer. To the extent required by Federal or State law, First United does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, or any other characteristic protected by law.
