What are the responsibilities and job description for the Underwriter POD Lead position at Flat Branch Home Loans Inc?
Job Description
Job Description
Description : Basic Description :
The Underwriting Pod Lead will provide mortgage lending supervision, support and guidance to the underwriters assigned to their Pod within Flat Branch Mortgage, Inc. This position will oversee the operations and processes of the Pod, as well as ensure files meet residential lending standards while maintaining position relationships with all teams and meeting deadlines. Candidates that reside within the United States will be considered.
Responsibilities :
- Oversee the function, operation and processes of the Pod and ensure it works cohesively with all departments.
- Build and foster relationships with POD members, Sales Teams, Processors and management team.
- Maintain working knowledge of underwriting guidelines, investor overlays, regulations and the underwriting process in Encompass.
- Pipeline management to include assigning new files, re-assigning files to ensure company turn time goals are being met, monitoring resubmittals to ensure they are being reviewed by underwriters within company policy of 24-48 hours. Provides coverage for resubmittals when an underwriter is out of the office.
- Provide support and guidance to the underwriters within the Pod. To include conflict resolution between underwriters and teams.
- Training to include individual underwriters on new products and conduct the second reviews and new hires.
- Assist in improving Underwriter efficiency so each Underwriter is getting through an acceptable number of new files per day.
- Collaborate with management and leads when working on any projects assigned, changes needed and implementing ideas to move the department forward.
- Conduct one on one meetings with team members. These must be a monthly occurrence.
- Complete and perform annual reviews for each underwriter on the Pod.
- Support post-closing, and other departments, to clear any escalated suspenses or issues to ensure files are getting sold.
- Review & approve timecards for pod-members.
Requirements :
Qualifications & Skills :