Risk Operations BSA

Description

Job Title: Risk Operations BSA

Location: Boca Raton, FL

Schedule: 5 days a week, In-Office

Classification: Salary, Exempt

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Overview:

The Risk Operations BSA will play a critical role in ensuring the stability, security, fraud prevention, and overall success of our financial products. This position requires collaborating closely with cross-functional teams to analyze risk factors, implement underwriting strategies, and enforce effective risk management practices in a fast-paced and evolving environment.

Key Responsibilities:

• Drive administration of Risk Policies and Strategies through by continuous change management, automation and technological improvement.
• Collaborate with product and development teams to incorporate risk management requirements in new product designs and updates to existing products.
• Test and monitor decision policies, procedures, and guidelines to ensure they align with original risk management objectives.
• Become a subject matter expert in Risk Technologies used internally and within the industry, such as Decision Engine technologies, Leads Waterfalls, Acct Mng, Reporting, etc.
• Generate tickets and reports to communicate findings, key performance indicators, and actionable recommendations to senior management.
• Partner with cross-functional teams (product, engineering, operations, compliance) to drive alignment and execution of risk management initiatives.
• Stay up to date on emerging trends, technologies, and regulatory developments in fintech and e-commerce to proactively address evolving risks.
• Lead project timelines, manage vendor relationships, ensure adherence to company SOPs, and provide basic reporting on risk management activities.

Qualifications

Qualifications:

• Bachelor’s degree in a technical field, business administration, risk management, or a related field. Advanced degree or certifications (e.g., FRM, CFA, CRM) preferred.
• Proficiency in project management software tools, including the Atlassian suite (Jira, Confluence) and Excel.
• Familiarity with regulatory requirements such as KYC/AML, AVS, FICO, and PSD2.

Experience:

• 3-5 years of experience in risk analysis, underwriting, or related roles within fintech, e-commerce, or financial services.
• Proven experience in creating end-to-end user journeys and process flows.
• Strong analytical and problem-solving abilities, with the ability to translate complex data into actionable insights.
• Experience with risk engineering and quantitative analysis.

Core Competencies:

• Strong communication and interpersonal skills, with the ability to collaborate effectively across diverse teams.
• Excellent project management abilities, including tracking timelines, managing schedules, and ensuring high-quality deliverables.
• Ability to make sound decisions in high-pressure situations and adapt to a fast-paced work environment.
• Proactive in identifying and addressing potential risks while continuously improving processes.

Disclaimer:

The duties and responsibilities described in this document are not a comprehensive list. The scope of the job may change, and additional tasks may be assigned as necessitated by business demands. In addition, FlexShopper holds the right to adjust your duties, schedule, or location based on business needs as we continue to streamline the department and adopt best practices.

EEO Statement:

FlexShopper is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.