What are the responsibilities and job description for the LPL Financial Advisor position at FourLeaf Federal Credit Union?
FourLeaf Federal Credit Union has a commitment to excellence and the highest standards of member service. Our values and beliefs are critical to the success and growth of the business and they were all created with a unique cultural foundation.
Expected salary for this position is $35,000 base plus commission.
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Responsibilities Include: |
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Provide professional Investment Planning Services and Products to FourLeaf Members and employees. Understanding the members’ objectives, goals, time horizon and risk tolerance, prepare and deliver comprehensive financial plans, provide pre/post-retirement planning and wealth transfer strategies, that include; executing on the plan, rebalancing, selling, purchasing and establishing investments, transferring assets, portfolio reviews, analysis and assessments. Anticipate complex financial needs through tools, resources, experience, member profiling and suitability assessments. The advice and guidance offered must be clear, compliant, in the member’s best interest and include the features, benefits, risks, and costs, regulatory disclosures of products, securities, insurance and strategies. |
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Establish relationships with colleagues and associates highlighting the value FourLeaf Financial Group provides members and teammates alike, to master referral opportunities. Proactively source, acquire and expand member relationships by maximizing sale and service opportunities. Provide regular value-added engagement with members, face-to-face meetings, and consistent communications, strengthen member relationships, retain assets, ensure objectives and goals are accurate and there is no new information that would require changes to the investments or plan. Adhere to all regulatory and compliance operating procedures for reviews at a minimum as well as update broker dealer required documentation and service forms within the time allotted. Engage in activities that foster strong relationships by supporting and introducing potential members and credit union products. Partner with all roles on branch team to ensure all clients have a positive in-branch experience. Conduct branch training for staff. |
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Must have proven sales experience with a committed sales process that includes; effectively prospecting, connecting, qualifying, product and plan presentation, demonstrating value, documenting, disclosing and closing. Acquire new members through converting referral leads, circle of influence and referrals from the existing book of business. |
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Maintain current knowledge on products, processes, regulations, continuing education and compliance as well as sales ideas and activities are required. Have deep knowledge of the various account types, Individual, Joint, TOD, Custodial, Guardianship, Trust, Corporate, Guardianship, and various IRA accounts. Have a deep understanding of financial markets. Assist with Trust, Long-Term Care, and Elder Law planning. |
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Appropriately assess risk when business decisions are made, demonstrating particular consideration for the divisions reputation and safeguarding FourLeaf, its members and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Fulfill annual compliance, FINRA, and state insurance continuing education requirements. Strictly adhere to all rules, regulations and reporting requirements of the SEC, FINRA, all applicable exchanges, regulatory authorities of the state, and all procedures of the broker dealer. Maintain clean licenses |
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Computer Skills: PC, Windows, Internet proficient and MS Excel, Access, and Word skills
FourLeaf Federal Credit Union provides a range of benefits with various enrollment periods, including medical, dental, and vision coverage, a 401K plan with employer match, reimbursement programs, wellness programs, and an annual performance-based bonus.
