What are the responsibilities and job description for the CENTRAL CREDIT UNDERWRITER I position at Frost Bank?
It’s about interactions more than transactions.
Have others complimented you on your attention to detail and exceptional organizational skills? Are you known for your ability to adapt in everchanging fast paced environments? Are you ready to facilitate all the moving pieces to help deliver a top-quality experience? If so, being a Central Credit Underwriter I with Frost could be for you.
At Frost, it’s about more than a job. It’s about having a flourishing career where you can thrive, both in and out of work. At Frost, we’re committed to fostering an environment that reflects our values and encourages team members to be the best they can be. In joining our adaptable, integrity-driven team, you’ll become part of Frost’s over 150-year legacy of providing unparalleled financial services.
Who you are:
As a Central Credit Underwriter I your opinion matters. You will be responsible for approving or declining consumer credit requests with underwriting authority of less than $250,00.More than that, this role is about building relationships and providing top-quality service and doing so with integrity, caring, and excellence in mind.
What you’ll do:
- Approve/decline or make recommendation for alternative financing within established loan authority
- Mentor, train, and coach bankers
- Act as the department liaison
- Perform administrative functions, including preliminary underwriting work on requests outside of lending authority
- Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes
What you’ll need:
- Bachelor's degree preferably in Business, Finance, Accounting, or Economics or equivalent experience
- Excellent written and verbal communication skills
- Ability to understand cash flow, financial statements, and leverage ratios
- Proficient in Microsoft computer applications
Additional Preferred Skills:
- Previous commercial/consumer underwriting experience
Our Benefits:
At Frost, we care about your health, your family, and your future and strive to have our benefits reflect that. This includes:
- Medical, dental, vision, long-term disability, and life insurance
- 401(k) matching
- Generous holiday and paid time off schedule
- Tuition reimbursement
- Extensive health and wellness programs, including our Employee Assistance Program
- Referral bonus program more!
Since 1868, Frost has dedicated their expertise to provide exceptional banking, investment, and insurance services to businesses and individuals throughout Texas. Frost is one of the 50 largest U.S. banks by asset size and is a leader in banking customer satisfaction. At Frost, it’s about being part of something bigger. If this sounds like you, we encourage you to apply and see what’s possible at Frost.
Salary : $25,000
