What are the responsibilities and job description for the Mortgage Pre-Underwriter - Pre-Approval Manager position at Fulcrum Home Loans?
We are currently seeking an experienced and detail-oriented Mortgage Pre-Underwriter (or as we call it, a Pre-Approval Manager) for our dynamic lending team. This position combines the skillset of a Mortgage Pre-Underwriter and a Loan Officer Assistant.
You will be responsible for analyzing and verifying real estate loan applications while evaluating risks for pre-approvals. The ideal candidate will have several years of mortgage underwriting and/or processing experience, understand how to do income calculations, possess a can-do attitude, and have a proven track record of providing solutions in the mortgage lending industry.
This is an in-office position only, NOT work from home.
If you are looking for an excellent position that will help you reach your financial goals, start your application today!
Compensation:$60,000 - $75,000 per year DOE
Responsibilities:- Effectively guide clients through the Pre-Approval Process
- Gather all necessary information and documentation needed to effectively analyze the borrower’s qualification for Conventional, FHA, VA, USDA, and Non-QM programs
- Pull Credit
- Income analysis
- Structure the loan file in alignment with the borrower’s financial goals
- Clearly and joyfully communicate to both borrowers and Realtor partners throughout every step of the Pre-Approval process
- Manage, organize, and fully utilize CRM, internal efficiency systems
- Proactively innovate new ideas to increase client retention
- Consistently execute follow-up protocols
- Prioritize actions and time spent within daily/weekly/monthly team KPI’s
- NMLS License, or willing to obtain NMLS License upon hire
- High attention to detail and analytical skills
- Strong problem-solving skills, ability to think outside the box, and a can-do mindset
- Team player with a team-oriented mindset
- Strong written and verbal communication, and customer service skills
- Ability to use standard Microsoft Office products, as well as the ability to learn and quickly implement new systems
- Prior experience in finance, mortgage lending, real estate, or title/escrow is recommended, but not required
At Fulcrum Home Loans, we continuously revolutionize the mortgage experience through empowered professionals, scalable systems, and cutting-edge technology. We are The Standard. Our culture of success inspires and builds up others, redefining what is possible within the lives of our people and the communities we serve.
Salary : $60,000 - $75,000
