Portfolio Manager

PORTFOLIO MANAGER

The Portfolio Manager plays a critical role in overseeing and managing the bank's credit and investment portfolios to ensure optimal performance, risk control, and regulatory compliance. This role involves conducting in-depth analysis, monitoring asset quality, and collaborating with key stakeholders to support sound lending and investment decisions that align with the bank's strategic goals.

What makes Generations Bank different? We prioritize a diverse and talented group of people who are encouraged to bring their full self to work. We are committed to a common goal, serving our community. Our four core values are more than words, they're at the heart of everything we do. We believe a team with a strong culture and unified purpose is better in the long run.

Core Values:

• Accountability: We believe our work commitments should be done fully, and lending a hand to fellow team members isn't optional.
• Relationships: We believe when we treat our team and customers with humility, dignity, and pride we reach our highest potential.
• Communication: We believe in proactively sharing ideas and information.
• Stewardship: We believe each team member should care for our assets and opportunities as if they were their own.

If you share a common vision in our culture and core values, we encourage you to apply.

What does a Portfolio Manager do? The specific duties/responsibilities listed below are representative of the knowledge, skill, and/or ability to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

• Manage the performance, composition, and risk profile of the bank's credit and/or investment portfolios.
• Monitor portfolio trends, credit exposures, concentrations, and delinquencies; escalate concerns as needed.
• Conduct periodic portfolio reviews and stress testing to assess credit and market risk.
• Collaborate with Lending, Risk, and Finance teams to support strategic allocation and pricing decisions.
• Prepare and present detailed portfolio reports, risk assessments, and recommendations to senior management and relevant committees.
• Ensure compliance with internal policies, regulatory requirements (e.g., OCC, FDIC, FRB), and risk appetite frameworks.
• Assist in developing and enhancing portfolio management tools, models, and reporting dashboards.
• Support internal and external audits, examinations, and regulatory reporting activities.

SECONDARY DUTIES

• Leads by representing the Bank in various community, civic, and community reinvestment functions to further enhance the Bank's image and develop additional business.
• Demonstrates leadership through knowledge of and adherence to Equal Employment Opportunity (EEO) policy; leads by example by showing respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; and builds a diverse workforce and supports affirmative action.
• Assures compliance with all Bank policies, procedures and processes, and all applicable state and federal banking laws, rules and regulations, and adheres to Bank Secrecy Act (BSA) responsibilities that are specific to the position.
• Performs duties specific to the position and other functions as assigned.

SUPERVISORY RESPONSIBILITY

The position of Portfolio Manager is not responsible for the supervision of any employees.

ADDITIONAL DETAILS

This full-time, exempt position reports to the Market President of the Rogers branch. The work schedule is Monday-Friday, 8-5, with occasional overtime hours. The working arrangement is on-site.

What are the Requirements? These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

BASIC QUALIFICATIONS - you must have these to be considered for this role:

• Bachelor's degree and/or 1 or more years of experience managing the credit and/or investment portfolio of a financial institution.
• Ability to perform the essential functions and physical demands of the job as listed above.
• Current driver's license and a vehicle with appropriate insurance coverage if required to drive while performing assigned duties and responsibilities.

PREFERRED QUALIFICATIONS - if you have these you will stand out:

• Bachelor's degree in business, finance, or accounting.
• Advanced knowledge of commercial, construction, real estate, and consumer loan processing.
• Ability to read, analyze and interpret general business periodicals, professional journals, and technical procedures.
• Detailed knowledge of related state and federal loan regulations and other Bank lending policies.
• Intermediate skills in computer terminal and personal computer operation; host computer system; and word processing and spreadsheet software.
• Competence to calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs.
• Effective verbal, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, interpret documents, understand procedures, write reports and correspondence, speak clearly to customers and employees.
• Skill to navigate normal problems involving multiple facets and variables in non-standardized situations.
• Excellent organizational and time management skills.
• Strong attention to detail.

Why should I apply?

• Competitive wages
• Comprehensive medical, dental and vision benefits
• Paid time-off program
• Company-paid holidays (10 annually)
• 401(k) with Company Match
• Company-paid Basic Life Insurance
• Company-paid Short-Term Disability
• Employee Assistance Program
• Paid Maternity and Paternity Leave
• Training and Advancement opportunities
• Company-sponsored volunteer opportunities