What are the responsibilities and job description for the Real Estate Lending Processor - Full Time position at Genisys Credit Union?
At Genisys Credit Union, we value our employees who are essential to our ongoing growth and success as a financial institution of choice. We offer a supportive, inclusive, and diverse work environment where you are comfortable to be you. Our team is proud to support the communities we live and work in. Our locations are consistently recognized for providing excellent customer service and we are excited to be adding to our team. We are currently seeking motivated candidates for a Full Time Real Estate Lending Processor at our Home Office in Auburn Hills.
Position Purpose:
Verifies and processes input application information for both first and second lien real estate loans by performing the following duties.
Job Duties (include but not limited to):
- Works with branch originators, mortgage originators and mortgage sales assistants to process home equity and first mortgage files
- Follows up with members, MCs and branch staff for missing documentation
- Prepares files in the LOS system for submission to Underwriting as needed.
- Utilize phone and email to communicate with internal and external members
- Makes diligent effort to satisfy the requirements of alternative documentation for mortgage /home equity files.
- Schedules closing appointments with members & title companies as needed.
- Order and update vendor work as needed, up to and including titles, appraisal, homeowners insurance,verification of employment, etc…
- Assist members to quote interest rates, solve payment problems, give verbal payoffs, answer questions on mortgage and home equity products, update the member on the status of application,
- Assist the Credit Union branch staff with mortgage or home equity questions.
- Maintain timeliness and prompt turn-around time.
Qualifications/Requirements:
- One to two years of related experience and/or training; or equivalent combination of education and experience.
- High school graduate or equivalent. Ability to become and remain 100% bonded
- Ability to obtain an NMLS number
- General knowledge of mortgage loan services and procedures a plus.
- Knowledge of related requirements, procedures, and underwriting criteria after training.
Skills/Abilities:
- Good organizational skills and attentive to detail.
- Good communication abilities.Exceptional phone skills
- Cooperative and works well with others.
- Able to use computer related applications and basic business equipment.
- Good math skills
Benefits:
- Vacation and Paid Time Off
- Health, Dental, Vision, Life Insurance, Flexible Spending Accounts, & Short Term/Long Term Disability Available
- Paid Tuition to $5000 per year
- Bereavement Pay
- Holiday pay at 8 hours per observed holiday
- Free Financial Planning Assistance
- 401k up to 3% match and 5% Profit Share
Don’t meet every single requirement listed here? That’s okay! At Genisys, we are dedicated to building a diverse, inclusive, and authentic workplace, so if you’re excited about this position but your qualifications or past experiences don’t align perfectly with those listed in the job description, we encourage you to apply anyways. You may just be the right candidate for this or other open positions we have! EOE M/F/Disability/Veteran
Salary : $5,000
