Product Manager, Mortgage

If you would enjoy working in a dynamic environment and are looking for an opportunity to become part of a stellar team of professionals dedicated to service, we invite you to apply online today.

This position offers a flexible hybrid work arrangement, allowing employees to balance in-office collaboration with the benefits of remote work. We provide the necessary tools and technology to ensure seamless productivity, whether you're working from home or the office.

SUMMARY :

The Mortgage Product Manager will be responsible for developing, managing, and optimizing the mortgage and home equity product lines. This role involves conducting market research, analyzing competitive offerings, and working cross-functionally to align strategy and execution across the organization, ensuring that our product set and services meet the needs of our members and align with the Credit Union's strategic goals. The ideal candidate will have a strong mortgage lending and product management background.

ESSENTIAL DUTIES AND RESPONSIBILITIES :

• Manage product life cycle and product profitability of product line(s) utilizing the Product Management Processes and templates.
• Conduct market research to understand industry trends, consumer preferences, and competitive offerings. Use this information to inform product strategy and development.
• Champion all product activities, from strategic plan goals to daily, tactical execution across the organization.
• Utilize new trends and developments in the marketplace to shape product offerings, operational efficiency, quality, pricing strategies ad methods, profitability, and technology-based experiences (mobile, tablet, online).
• Manage relationships with external vendors and partners that support the product line(s).
• Develop product and relationship pricing packages with optimal positioning for the market.
• Develop strategies to enhance member engagement, including educational resources, marketing campaigns, and member communications.
• Understand mortgage pricing and in general the mortgage business model including the application process, origination, underwriting, and the sale of the product to investors as an alternative to portfolio loans.
• Develop appropriate success measures, monitor, and adjust plans and activities to achieve sales targets.
• Prepare financial modeling and business case assessment in evaluating the performance of products, services, and promotions.
• Remain knowledgeable of changing laws and regulations for product line(s) and adjusts products accordingly.
• Other duties as may be assigned.

EDUCATIONAL AND WORK EXPERIENCE REQUIREMENTS :

ADDITIONAL / IMPORTANT SKILLSETS :

PHYSICAL REQUIREMENTS :

To perform this job successfully, the employee must be able to perform each essential job duty satisfactorily. All employees must be able to communicate face to face or through technology with or without reasonable accommodation. Employee will be in an office environment (well-lighted, heated, and air-conditioned) typically stationed at a desk or table. Employee will be asked to sit and stand for various increments of time, and to lift / push up 10 lbs. Clerical office duties on various forms of technology are required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions.

All positions that have lending responsibilities must comply with all requirements under the SAFE ACT, as well as the Credit Union's policies and procedures related to the SAFE ACT. This includes an obligation on the employee's part to ensure that NMLA registration pertaining to the SAFE ACT is kept current. The employee must notify the Credit Union within 30 days of any changes that need to be reflected on the NMLS registry.

Georgia's Own Credit Union is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law. Consistent with obligations under federal law, every company that is a federal contractor or subcontractor is committed to taking affirmative action to employ and advance women, minorities, disabled veterans, special disabled veterans, veterans of the Vietnam era, and other eligible veterans.

We are an equal opportunity employer. Employment selection and related decisions are made without regard to sex, race, age, disability, religion, national origin, color or any other protected class.