Mortgage Lock Disclosure Desk Specialist

Description

Take a leap and join our team!

At Gesa, we believe in the power of our people. Coming from all walks of life, our team members’ individual stories and unique experiences are our most valuable asset. But it’s how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together.

Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority.

Get to know us:

Role Summary:

Under the direction of the AVP of Home Loan Operations, the Mortgage Lock/Disclosure Desk will be responsible for processing all lock-related requests submitted by Mortgage Loan Officers. This role is also responsible for disclosing and monitoring initial and revised disclosures to ensure accuracy and timeliness.

What You Will Be Doing:

• Produce/maintain daily rate sheets. Upload rates to LOS and Nautilus. Work with third party vendor to resolve issues that arise when rates do not upload to the rate sheet
• Monitor Lock Desk queue for lock requests, lock extensions, re-locks, and re-pricing of loans in Loan Operating System (LOS) as requested and ensure pricing calculations are correct
• Lock and extend loans on investor websites in a timely fashion to prevent loss of margin due to intraday market movements
• Manage the locked loan pipeline and provide daily updates to management including lock expirations, and loan status
• Work with loan officers and operations team to extend locks as needed
• Provide support to mortgage loan officers and operations team members with pricing scenarios
• Responsible to compile and complete new investor applications as well as annual recertification for current investors
• Generate Change of Circumstance/Loan Estimates adhering to regulatory timing requirements
• Monitor 3-Day Disclosure Report. Generate and deliver Initial Disclosures promptly and accurately within regulatory timing/valid Change of Circumstance requirements
• Display mutual respect, trust and dignity, while acting in the best interest of the credit union. Lead by example by always displaying solid ethics and integrity and consistently display respect for all areas of diversity and levels of knowledge
• Maintain and protect all sensitive data utilizing the highest standard of confidentiality and professionalism
  
  
  

About You:

• Ability to maintain a high level of accuracy and precision through strong attention to detail
• Strong ability to work self-sufficiently and adhere to strict deadlines
• Ability to organize, prioritize and respond simultaneously to multiple tasks and requests
• Consistently display interpersonal skills to relate effectively and professionally to peers and all levels of management
• Ability to promote and participate in a cohesive team environment
• Ability to effectively communicate ideas and information, both orally and in writing
  
  
  

Qualifications

What You Will Need:

• Four (4) year degree preferred, seven (7) to ten (10) years of related work experience will be accepted in lieu of education.
• Minimum of three (3) years of relevant mortgage industry experience required
• Experience with Mortgage Cadence Loan Origination System preferred
• Some travel is required to complete credit union training and/or fulfill duties
• Display courtesy, tact, and diplomacy with current and potential members, peers, and staff
• Proficient with standard office equipment Excel, MS Word, and Outlook
  
  
  

Our Team Member Value Proposition:

In exchange for bringing your talent to Gesa, here are a just a few of the benefits and perks we offer:

• Competitive Pay
• Medical, Dental, Vision, and Life Insurance
• 20 days/year of Paid Time Off – Plus 10 Paid Holidays!
• 401(k) Match
• Incentive Program
• Tuition Assistance and Student Loan Repayment
• Commuter Benefits
• Paid Time Off to Volunteer in the Community
• Product discounts
• Engaging Work Environment
• Rewards and Recognition Programs
  
  
  

Salary Range:

$28.16 - $42.24

Get wise to what’s possible with a career at Gesa. Join us!

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact the HR Department at (509) 378-3100 or hrmail@gesa.com to request an accommodation.

Gesa Credit Union reserves the right to revise or change the job description as the need arises. This job description is not all inclusive of total job responsibilities nor does it constitute a written or implied contract of employment.

Selected candidate(s) must be able to pass a pre-employment credit/background check.

Gesa Credit Union is an Equal Opportunity Employer and strong advocate of workforce diversity. Race/Color/Gender/Sexual Orientation/Gender Identity/Religion/National Origin/Disability/Veteran.