Remote Loan Processor | Work From Home Opportunity

Job Title: Loan Processor - Remote | Work From Home

Job Overview

Are you a meticulous professional with a strong dedication to mortgage lending? We are seeking an experienced Loan Processor to join our expanding team. If you hold an NMLS license and possess a background in wholesale lending, coupled with a comprehensive understanding of underwriting criteria for Conventional, FHA, VA, and Non-QM loan products, we are eager to connect with you.

Key Responsibilities

• Process residential mortgage loan applications for Conventional, FHA, VA, and Non-QM products, ensuring adherence to underwriting guidelines.
• Review and validate loan documents including credit reports, income statements, tax returns, and other essential financial documents.
• Engage with borrowers to obtain necessary documentation, clarify loan details, and keep them updated throughout the loan process.
• Collaborate with wholesale lenders for the submission of loan applications and ensure timely approvals.
• Coordinate with underwriting, closing, and compliance teams to facilitate smooth processing and on-time closings.
• Ensure completeness, accuracy, and regulatory compliance of all loan files.
• Maintain detailed records of loan progress, dates, and relevant data in our systems.
• Review and verify loan files prior to submission to underwriting.
• Address and resolve any issues or delays arising during the loan process.
• Deliver exceptional customer service to borrowers, real estate agents, and team members.
  
  

Required Skills

• Active and valid NMLS license.
• Experience with wholesale lenders and loan submissions.
• Strong knowledge of underwriting guidelines for Conventional, FHA, VA, and Non-QM loan products.
• Exceptional attention to detail and accuracy in processing applications.
• Proficient problem-solving skills to address documentation discrepancies and underwriting concerns.
• Excellent interpersonal skills to build strong relationships with clients and team members.
• Strong communication abilities, both verbal and written, with a knack for conveying complex information clearly.
• Self-motivated individual capable of managing tasks and meeting deadlines with minimal oversight.
• Spanish language proficiency is a plus, but not required.
• Local candidates from South Florida are preferred, but not mandatory.
  
  

Qualifications

• A minimum of 3 years of experience in loan processing, particularly with wholesale lenders.
• Familiarity with loan processing software and systems is advantageous.
• Proven ability to manage multiple loan files simultaneously and effectively.
• Experience with LendingPad and Encompass is a plus.
  
  

Career Growth Opportunities

We provide significant opportunities for career advancement as part of a rapidly growing organization. Join us to foster your professional development in a supportive environment.

Company Culture And Values

Become part of a collaborative and inclusive culture where your contributions are valued. We emphasize teamwork and are committed to delivering outstanding service to our clients.

If you are an experienced Loan Processor, Loan Officer Assistant, or Loan Production Manager with a deep understanding of mortgage guidelines and wholesale lending, we invite you to apply today. Join us to make a meaningful impact in the mortgage industry while being part of a dedicated team.

Employment Type: Full-Time